Opening a savings account at Eastmill Federal Credit Union isn't just about the money. You'll be joining as a member/owner, and your money will be invested back into your local community. If VISA suspects fraud on your VISA debit or credit card, you will get a call from them. FISERV is our debit card processor and FIS is our credit card processor.
If fraud is detected, FISERV has a company called ENFACT that will reach out to members. FIS uses FALCON to reach out to members. They need to talk with you to ensure you are the person making the charges on your card. Please follow through with these calls. DO NOT GIVE FULL CARD NUMBERS OR SOCIAL SECURITY NUMBERS OVER THE PHONE.
If fraud is detected, FISERV has a company called ENFACT that will reach out to members. FIS uses FALCON to reach out to members. They need to talk with you to ensure you are the person making the charges on your card. Please follow through with these calls. DO NOT GIVE FULL CARD NUMBERS OR SOCIAL SECURITY NUMBERS OVER THE PHONE.
Services
Take advantage of our Share Certificates. Upon purchase of a certificate, the dividend rate offered at the time of issue will be guaranteed until date of maturity. At maturity, the member has three choices as to how their funds will be disbursed: by check, transfer or renewal. The minimum amount for deposit is $1,000.00.
Your share draft account may be linked to your share account. If a draft (check) tries to clear your account and the funds are not available, the computer will automatically look to the share (savings) account for funds. If the money is available in your share account, the amount of money needed to clear the check will be transferred for proper clearing of check.
If you have earned income, you are eligible for an Individual Retirement Account. In addition to being an excellent way to plan for retirement, there are immediate tax advantages. Money deposited to an IRA may be deductible from your taxable income, and dividends earned on IRAs are tax deferred. IRAs can be opened in the form of an IRA Club Account or in the form of an IRA Certificate with a specific maturity period.
Monty Moose Youth Savers Program is a program designed for children who wish to begin saving at an early age. This product is offered to children age 13 and under. There are special activities and events for the children, sponsored by the Credit Union, which are designed to give the children a sense of importance and recognition for their saving efforts.
Except as specifically described, the following disclosures apply to all share accounts, club accounts and IRAs. The Dividend Rate and Annual Percentage Yield on your accounts as of the last Dividend Declaration are set forth according to our current rate schedule.
The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for a 365 day period.The Dividend Rate and Annual Percentage Yield may change monthly as determined by the Credit Unions's Board of Directors.
The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for a 365 day period.The Dividend Rate and Annual Percentage Yield may change monthly as determined by the Credit Unions's Board of Directors.
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Cheryl Hale
Oct 13, 2019
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