A Home Equity Loan can assist you in financing just about anything with the equity on your own home. You have the option of taking the funds all at once or accessing a line of credit and withdraw as needed. Enjoy the benefits of these loans, such as their tax deductible interest. You save money with our low rates on new and used vehicles.
We offer up to 100% refinancing on new or used auto loans with approved credit. Pre-approved loans are available too, so you can bargain on your automobile purchase like a cash buyer. Most loans can have approval on the day you apply. Our Mortgage specialists are here to help you with any details about title insurance, term length, closing costs, interest rates, orgination fees, recording fees, appraisals.
We offer up to 100% refinancing on new or used auto loans with approved credit. Pre-approved loans are available too, so you can bargain on your automobile purchase like a cash buyer. Most loans can have approval on the day you apply. Our Mortgage specialists are here to help you with any details about title insurance, term length, closing costs, interest rates, orgination fees, recording fees, appraisals.
Services
FHA's will help you buy a home when you do not have the funds for a large down payment. The Federal Housing Administration gives us a chance to offer homebuyers another financing option that grants more options. These options include lower down payment, competitive rates, a higher debt-to-income, and simplified credit standards.
We offer 3 different types of checking accounts to meet your needs. Checking (Share Draft), N.O.W. (Negotiable Order of Withdrawal), and Benefits Plus Checking accounts at Eastern Utah Community Credit Union are designed to help you manage your daily finances conveniently and affordably.
A low $25 minimum balance held in a related share savings account qualifies you for membership in the credit union and use of our checking and/or N.O.W. account privileges.Our Checking and N.O.W. accounts acts as a regular checking accounts. A N.O.W. account differs from a checking account in that it is an electronic transaction account only, so there is a $10.00 per check fee if a paper draft is presented for payment.
A low $25 minimum balance held in a related share savings account qualifies you for membership in the credit union and use of our checking and/or N.O.W. account privileges.Our Checking and N.O.W. accounts acts as a regular checking accounts. A N.O.W. account differs from a checking account in that it is an electronic transaction account only, so there is a $10.00 per check fee if a paper draft is presented for payment.
A Share Certificate Account offers a variety of competitive interest rates depending on the term of deposit and are risk free. Our certificates vary in terms from 3 to 60 months allowing you the flexibility to choose the term to best meet your individual saving needs. With a minimum deposit of $1,000, you have the flexibility to put your savings into several different certificates.
At Eastern Utah Community Credit Union, we offer IRA Certificates along with our regular IRA accounts at competitive interest rates. This account is designed to help our members accumulate money for retirement. A Simplified Employee Pension Plan, commonly known as a SEP-IRA, is a retirement plan specifically designed for self-employed people and small-business owners.
HSA Accounts allow you to save money to pay for future medical expenses on an income tax-free basis. Any individual, who has an approved High Deductible Health Plan (HDHP) and who is not covered under another disqualifying health plan, can participate in an HSA.
A Health Savings Account is really a combination of a health insurance policy meeting minimum US Treasury policy design requirements called a High Deductible Health Plan (HDHP) and a separate custodial savings account for future medical expenses called a Health Savings Account (HSA).Congress created the HSA as a way to cover your future medical expenses, and it is subject to IRS regulations and guidelines.
A Health Savings Account is really a combination of a health insurance policy meeting minimum US Treasury policy design requirements called a High Deductible Health Plan (HDHP) and a separate custodial savings account for future medical expenses called a Health Savings Account (HSA).Congress created the HSA as a way to cover your future medical expenses, and it is subject to IRS regulations and guidelines.
Reviews (8)
Robert Huitt
Dec 16, 2021
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Melissa Jeppson
Oct 30, 2021
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Ashton Bennett
Sep 03, 2021
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Jd Grasso
Aug 29, 2021
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Melisa Prettyman
Aug 16, 2021
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EUCCU has been my credit union since 1997. They have been amazing! All the people there have always been incredibly helpful and friendly! I recently got an automobile loan from them. It was the easiest loan I have ever done. I gave Jordan the information that he needed and he figured out the whole loan for me. He was able to get my payments into a range I could afford. I was even able to sign my documents online since I wasn’t in town when the loan was finished. Jordan set my payments to automatically come out half on the 10th and the second half on the 25th according to how I get paid so I don’t
Kori Miller
Aug 15, 2021
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DougLas Pitts
Dec 16, 2020
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Trent Pinktales
Jun 26, 2019
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I was looking forward to having a loan with them. I worked with an amazing individual and was set up flawlessly. It was a great experience.
Months later, needing more help, I found out the person who built my trust and respect no longer worked there. That’s where everything started to deteriorate.
Support was lacking experience and knowledge. They rarely offered to set me up for success. (I mentioned wanting a debit card through them and the agent didn’t even bat an eyelash and help set me up with one)
I finished the loan and paid it off early, no communication from them and I remembered
Months later, needing more help, I found out the person who built my trust and respect no longer worked there. That’s where everything started to deteriorate.
Support was lacking experience and knowledge. They rarely offered to set me up for success. (I mentioned wanting a debit card through them and the agent didn’t even bat an eyelash and help set me up with one)
I finished the loan and paid it off early, no communication from them and I remembered