One of the biggest purchases that you will make during your lifetime is the purchase of a home. At Texas Loan Star, Inc. we are committed to making the process as easy as possible by providing you with a quick approval, a smooth loan process, and personal attention every step of the way. Tailored loan programs that provide the opportunity to take advantage of great priced homes sold "as is" in need of renovation and/or repairs.
Buy and Renovate, or Refi and Renovate all in one loan. Call us for details! Home Equity is the difference between the market value of your home and what you owe on the mortgage. There are many uses for a home equity loan that can add up to big savings for you! It was a very efficient process! Overall you have a proven process for your niche.
Buy and Renovate, or Refi and Renovate all in one loan. Call us for details! Home Equity is the difference between the market value of your home and what you owe on the mortgage. There are many uses for a home equity loan that can add up to big savings for you! It was a very efficient process! Overall you have a proven process for your niche.
Services
We are Texas Loan Star, and we want to welcome you to a new way of financing your home. We are experts in the mortgage lending industry with over 50 years of lending experience on our team. As a direct lender, we are able to fit clients into the "qualification box" by providing alternatives and options that other lenders may not be able or willing to take the time to provide.
Whether you are shopping for a new home to renovate, refinancing and renovating your existing home, or moving forward with either of these options for your home due to Hurricane Harvey, Texas Loan Star is here to help you find the best solution for your financing needs. Give us a call at 713-802-0606 and we'll walk you through it.
Generally speaking, you can purchase a home with a value of two or three times your annual household income. However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make. You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
The legacy of the Walton & Johnson show continues after 4 decades as Steve Johnson hosts with longtime producer Ken Webster Jr. The show is a mix of comedy, politics, pop culture and history that pokes fun at the absurdity of everyday life. The Walton and Johnson Show can be heard weekdays 5-10am on KPRC 950AM.
Reviews (18)
Charlie Y.
Feb 26, 2021
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Alema Abdu
Dec 20, 2020
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I was fooled online by 5 different international credit organizations. The loan promises me after paying some fees, all of which do nothing and give a positive result. I lost hard earned money and it was $ 2,000. One day while he was surfing the Internet with tears in his eyes, the thought of a man who had been betrayed and eventually linked to the… legal credit company Mike Harris Private Loan Company. There he eventually got a loan, so I decided to contact the same credit company and tell them my story of how I was deceived by eight different lenders who only hurt me. I explained the company
Spencer Allred
Apr 13, 2020
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We were looking into several different options whether to buy, refinance, or home equity. Texas Loan Star was extremely knowledgeable so we could choose the best option that would work for us! Mike and Lisa were a great team in making this happen. Even in the midst of the hard times of COVID-19, the were a shining star for our family and helped us ensure a brighter future! Even when a small obstacle arose, Mike had multiple options for us to get the job done! Thank-you Texas Loan Star!
Robert Cowan
Apr 06, 2020
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Janet Coy
Feb 22, 2020
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William Gibbons
Feb 13, 2020
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I contacted Texas Loan Star for a mortgage after hearing them advertise on the @michaelberryshow Without going into too many personal financial details all I can say it that I had the worst customer service experience you could imagine. I am a self employed owner of multiple small businesses, while I have excellent income I also have substantial… paper losses; so I started the conversation requesting a bank statement mortgage or other non traditional instrument. What followed was followed was a full month of complete frustration as our broker, Halley disappointed every step of the way. I
Lydia A.
Dec 27, 2019
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Laith did an excellent job on a refi on my house a couple years back, therefore when I needed to finance a lot to build a 2nd project I turned to him for a loan. Unfortunately either he failed to understand what mortgage product I needed or he just sold me a mortgage to make the "sale"! I'm not sure which one but I hope it wasn't the last.
When I reviewed my emails to see if there was something I failed to explain, to him, I found emails where he asked me to call him directly to discuss my questions. There were no responses in writing. Whenever I call someone like Laith
When I reviewed my emails to see if there was something I failed to explain, to him, I found emails where he asked me to call him directly to discuss my questions. There were no responses in writing. Whenever I call someone like Laith
Scott B.
Sep 30, 2019
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I've used Texas Loan Star for an original mortgage and three refinances over the past 13 years. My guy there is Halley Spencer and he is the best. After all the business we've done together over these many years I consider him not only my trusted mortgage broker, but also a friend. He has always been straight with me regarding rates, timing, etc. He has always helped me make smart financial decisions with my home equity. Everyone at TLS - from Halley to the initial documents guy to the underwriting guy to the closing guy - are professional, communicative, prompt, and dependable. I recommend
Brandon B.
Jun 11, 2019
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Belinda Harvey Jewell
Apr 01, 2019
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I waited and waited before I gave this company a bad review. But now it can't wait. This was a nightmare x 100. It would take months to go into detail about each horrible experience but the main issue is they don't follow up. 5 months to refinance. We do live in a condo so their were some issues with the HOA but all in all, we could never get… a response from them. We had to follow up with them every single time something needed to be done. The closing with American Title of Texas (their title company) was and still is a nightmare. We closed on December 4 and the follow up to that debacle
Mike Wheat
Feb 15, 2019
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Beneta Haley
Nov 29, 2018
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Shannon Fouch Guilford
Mar 06, 2018
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Shantill and the Texas Loan Star team are AMAZING! Our family has been working with Shantill for over a decade and she never ceases to amaze me! She answers every question, explains everything that is going on and always returns my emails and phone calls. We have used Texas Loan Star many many times for investor loans and now a new purchase.… Shantill was very level-headed throughout this long, stressful process but I knew that as long as I did everything she told me to do, that things would go smoothly, and they did! I tell everyone about Shantill and Texas Loan Star and will continue to
R. D.
Feb 22, 2018
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Dustin S.
Jan 30, 2018
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Ryan C.
Dec 09, 2017
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I heard about these folks on the radio. I had some questions about the mortgage process and options. So I emailed them for information. I received a response the next business day from a guy named Mike. He seemed pleased that I contacted and requested that I call to speak with him. Given that I work during the day, I called after 5pm the next day and left a message with their answering service. A full day goes by with no callback as expected. The following day, an email comes from Mike following up on my initial inquiry from their webpage. I replied saying I left a message with the answering service
Dino D.
Jul 26, 2017
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I had Texas Loan Star handle my refi, and I couldn't be happier that I did.
The whole thing was fast and very easy. They have a process that's pretty painless.
The team that handled my mortgage kept me informed, and they looked out for my interests, keeping my costs down. And I got the rate I wanted!
...Great, well run business. I will definitely use them again.
The whole thing was fast and very easy. They have a process that's pretty painless.
The team that handled my mortgage kept me informed, and they looked out for my interests, keeping my costs down. And I got the rate I wanted!
...Great, well run business. I will definitely use them again.
Nicole V.
Dec 09, 2014
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After a big bank failed to get me a loan, because they didn't like a ground lease at the condo I was trying to buy (I had never even heard of such a thing), I took my realtor's advice and called Laith. I was tired, frustrated, and emotionally drained from battling the big bank. Laith assured me that the ground lease wasn't an issue and we got started on the paperwork right away. He and his staff are incredible! Not only did they have everything complete and ready to close in record time, but they made it effortless compared to the "preferred lender" I tried to use. Laith