Kelly Ho-Montoya Insurance Group
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Kelly Ho-Montoya Insurance Group
Kelly Ho-Montoya Insurance Group LLC offers affordable coverage for all of your insurance needs. We work closely with clients to find the best mix of coverage options from our long established associations with some of the best carriers available to Wichita Falls individuals, families and business owners.

From homeowner, auto, and life insurance to analyzing your health care needs and options, Kelly Ho-Montoya Insurance Group LLC specializes in helping you plan your finances so you can properly prepare for retirement. The experienced agents at Kelly Ho-Montoya Insurance Group LLC are dedicated to providing personalized service and convenience, as well as affordable coverage that simplify today's overwhelming insurance market.
Services
Kelly Ho-Montoya Insurance Group LLC is an independent insurance agency that has been and continues to be dedicated to overseeing the insurance needs of Wichita Falls for many years.

Whether we provide your family with homeowners or car insurance, protect your commercial property, or provide coverage for your employee health plans, our insurance specialists are available throughout the year to offer professional assistance with insurance claims, payment options, policy upgrades and many other services.
Choosing the right commercial insurance for your business in Wichita Falls requires time and effort that many business owners cannot spare. Experienced Kelly Ho-Montoya Insurance Group LLC insurance specialists customize insurance options to precisely fit your business needs while sourcing the best rates from a network of carriers.
The company car, a food truck, a tow truck, whatever your business there is probably a vehicle that makes it possible. In a world where business seems to move faster everyday it is no surprise that getting the job done quickly has the potential to end in an accident. But all forms of vehicle insurance policies are not created equally.
When it comes to protecting your business in Wichita Falls, choosing the right amount of commercial property coverage is essential. Saving a little by not getting the right coverage will end in an expensive mistake, while being overly cautious means using money that could be set aside to help your business grow.
All businesses are different, and not just because of the products or services they offer. Some companies work with the public while others are only business to business. Some commercial enterprises work with potentially dangerous materials or in potentially dangerous environments while others are at stationed behind desks.
Reviews (13)
Philip Ring
Philip Ring
Dec 05, 2021
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Staff is so friendly and professional. They will go out of the way to make sure u get best deal. They put their❤️ in it.
Daniel Wilson
Daniel Wilson
Feb 13, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I switched from USAA to KHM and my payments were cut in half and my coverage is way better! Kelly and her team treat you like friends and I would definitely recommend them.
Ann Marie Hilmi
Ann Marie Hilmi
Dec 20, 2020
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Kelly and her staff have gone above and beyond! The level of integrity is refreshing and I wish every business was lead this way. They are always there when you need them no matter how big or small the issue and never ever leave you hanging.
Ashley Reed
Ashley Reed
Dec 11, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
I just recently bought a new home and the company I was with for insurance was too high for my liking. Kelly got me a quote for the same type of coverage at a much better rate and price!! I will definitely be using her again.
Carrie Hinds
Carrie Hinds
Sep 01, 2020
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Kelly and her staff are all very courteous and knowledgeable. You will not find a harder working, more honest person! I will continue to refer friends and family to Montoya Insurance! They will always go that extra mile to make sure you are taken care of!
Victoria Gilleland
Victoria Gilleland
Jun 30, 2020
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Great company and even better customer service. They truly care about your needs and are always willing to go the extra mile for you. This group is always knowledgeable, honest, helpful, and efficient.
Michael Poirot
Michael Poirot
Jun 02, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Great customer service. I recently switched from another provider and everything was so smooth. I also saved a good amount of money between my homeowners and my automobile insurance. Highly recommend.
Crystal Merkel
Crystal Merkel
Jun 01, 2020
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Working with Kelly was fantastic. She was quick to respond, got us a great deal and we had no issues getting everything processed in a timely manner. She answered all of our questions with no hesitation. Without a shadow of a doubt I would recommend her! Thankyou Kelly!!
Kelly Anne Secord
Kelly Anne Secord
Jan 15, 2020
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Awesome agents and people that will become like family through the process. Saved us a ton compared to the big box stores! Could not be happier! John & Kelly are great friends but the best agents.
Kayla Fournier
Kayla Fournier
Jan 15, 2020
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Kelly is amazing!!! She goes above and beyond as I’m sure she’s trained her team the same way amazing people highly recommend!
Caroline Wooten
Caroline Wooten
Jan 15, 2020
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Wonderful to work with! Always eager to help and answer questions. Love working with them!
Timothy Perez
Timothy Perez
Jun 15, 2019
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My experiences with Kelly have been amazing to say the least. From house hunting, to getting my car insurance in order, she's always an absolute delight. So fun loving, with an amazing sense of humor. She's always happy to help and will go above and beyond any expectation you may have. We need more people in the world like this!! I will ALWAYS recommend her!!
Gina Le
Gina Le
Nov 09, 2016
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Kelly and John are an awesome team! They will be there for you to answer questions 24/7 and are very knowledgeable in their field. What I love most about them being an independent agent is that they do all of the research for you to get you the best coverage and best value. Kelly and John are the most honest and hardworking people I know. They do not pressure customers into switching and they want to ensure their customers are knowledgeable about their coverage before writing a policy. They are the most honest people in the business!