We will guide and empower you with knowledge throughout the home purchase and refinance process. Providing you with the best products on the market, while offering the most affordable financing available for your situation. We will educate you on the variety of home loan products that fit your needs, so that together we can determine the best course of action.
Services
We founded Ameridream Home Loans in 2016 with one single intention, to help as many people as possible accomplish their goals and reach the American dream of homeownership. We believe that our extensive knowledge of the industry and our transparent & streamline process is the key to our success.
We take great pride in AmeriDream Home Loans, our principles and purpose within this thriving industry, and enjoy building lifelong relationships with our clients.Whatever your vision is, you can count on us to get you to the finish line. We are here to help you achieve the American dream of home ownership!
We take great pride in AmeriDream Home Loans, our principles and purpose within this thriving industry, and enjoy building lifelong relationships with our clients.Whatever your vision is, you can count on us to get you to the finish line. We are here to help you achieve the American dream of home ownership!
During the pre-approval stage, you are the most important player on the team! After discussing your goals with our loan experts, the team reviews your documentation, credit report, and goes over the different loan options available that best fits your needs. At this point, Ameridream Home Loans provides you with a pre-approval letter to utilize in your home search!
If you currently have a high or adjustable rate mortgage, this might be the time to refinance and take advantage of the lowest interest rates available. If your main goal is to quickly build up equity and to pay off your mortgage sooner, the shorter-term loan is probably your best choice! Shorter term loans have lower interest rates, in some cases, you might be able to refinance for a shorter term without increasing your monthly payment.
One of the most important steps in the mortgage qualification process is determining and choosing the loan program that best fits your needs & goals. Don't worry, we will figure it out together! We are honored to offer this loan option for military Veterans, which allows you to buy a home with no down payment.
Reviews (15)
Margaret Vergel
Dec 30, 2021
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I used Ameridream for a refinance. I have to say Mr. Genaro Rojas and his assistant Sophia were amazing. Genaro was informative and professional. He worked to get me the best deal for my situation. Sophia was terrific. She was patient and entertained all my insecurities. She answered all my questions and she was on top of her game to nudge me with reminders to call, text, email and/or sign whenever necessary. And she was always in a pleasant mood. If it wasn't for Sophia's due diligence and friendly mannerisms, this process would have been more tedious and time-consuming. I highly recommend Ameridream
Josefina Josie
Dec 19, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Overall, my experience working with Genaro was great. He took me through the whole process and addressed all my concerns as a first time home buyer. Responded to my texts and emails even during the holidays. I couldn't have done it without him. I would recommend his company to anyone in need of a mortgage!!
Overall, my experience working with Genaro was great. He took me through the whole process and addressed all my concerns as a first time home buyer. Responded to my texts and emails even during the holidays. I couldn't have done it without him. I would recommend his company to anyone in need of a mortgage!!
Mariella Vargas
Dec 14, 2021
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I highly recommend Ameridream. My husband and I were first time home buyers and we are very happy with our new home. Genaro, Dan, Sofia were extremely helpful.
From start to finish they were very professional, respond very quick all our questions. I really think they did a lot more than anybody else would of done. Thank you so much Ameridream for making our dream come true.
From start to finish they were very professional, respond very quick all our questions. I really think they did a lot more than anybody else would of done. Thank you so much Ameridream for making our dream come true.
Jessica Ruiz
Dec 14, 2021
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Alfonso Pimentel
Nov 06, 2021
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Ray C.
Sep 30, 2021
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Joe recently helped us purchase our first home and he made the process really simple. He was always available to answer any questions we had and was quick to respond even with the weird shifts my fiancé and I work. I’m very happy with how smooth he made a process I’ve heard could be very difficult. I don’t plan on leaving our home any time soon but if we do we will definitely be using Joe again!
Juan Gonzales
Sep 23, 2021
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Farah De La Torre
Sep 16, 2021
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Genaro Rojas has been absolutely fabulous in getting us the loan rate and terms we were looking for. After researching 3 different lenders and obtaining quotes from 3 of them, we decided to start the process with Genaro, as we could tell he was genuinely interested in working closely with us to help us get the best possible deal. Even as we received competing proposals, Genaro was willing to review them, systematically improve our terms and beat the competition. One particular weekend, Genaro even took time away from a vacation with his family to respond and follow up on our communications. We
Rakesh B.
Aug 20, 2021
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My wife and I were recommended by a friend when we were in search of a mortgage broker. We could not have found a better recommendation than Mauricio. He was super helpful to both of us as it was our first time purchasing a new house. Mauricio walked us through each and every step and provided lots of useful tips and information. We are very pleased with his service and would easily recommend him to anyone looking for a mortgage broker. He is always available to answer any questions or concerns you may have. We would give Mauricio 10 stars if we could! Thank you for being great at your profession
Eric S.
Mar 19, 2020
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Stefani G.
Mar 11, 2020
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Thank you for making our 'home owning' dreams come TRUE!! professional, motivated, & DEDICATED ! -- you made this whole experience an enjoyable and memorable one!!!!! i guess saving us another $300+ a month was just an added bonus?! we are beyond grateful!! Thank you Ameridream Home Loans & the whole team!!! IF ANYONE IS LOOKING TO BUY A HOME OR REFINANCE THEIR EXISTING MORTGAGE -- HIGHLY RECOMMENDED -- You will NOT disappointed!!! CLASS ACT!!!
Karen D.
Mar 23, 2018
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Joe Grato was an absolute (Ameri)DREAM to work with throughout the home buying process! He is accessible 24/7 (I truly don't think the guy sleeps) and responds within minutes of reaching out. As first time home buyers, my husband and I weren't sure how the process worked, but Joe made it incredibly easy to understand and even took the time to break each step down for us. We also took advantage of the VA loan which Joe knew inside and out. All in all, he is extremely reliable and knowledgeable, and will work his absolute hardest for you. You can be assured that Joe will handle the purchase
Nicole S.
Mar 09, 2018
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I recently moved to New Jersey from out of State. I met with several Mortgage Brokers before deciding on Ameridream. I met with the owners Joe and Genaro and they put all of my worries at ease. Their knowledge and professionalism was very impressive. My Purchase was done quickly and I was never left wondering what was going on with my loan. I would recommend Joe, Genaro and their team to anyone looking for a Mortgage. They will go above and beyond to take care of you.
Tiffini M.
Nov 02, 2017
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I met Mauricio froom Ameridream at an open house my realtor was hosting. He was very friendly and I was excited to start the process with him. My home purchase was an obstable course but that had nothing to do with my loan process. He literally only asked for bank statements and paystubs and he GOT IT DONE! It was painless and easy
My closing costs were lower than expected and he was able to save me from PMI...THANK YOU! I'm very happy with the service I received and I will be sure to recommend Mauricio to my friends and family
My closing costs were lower than expected and he was able to save me from PMI...THANK YOU! I'm very happy with the service I received and I will be sure to recommend Mauricio to my friends and family
Bob C.
Sep 02, 2017
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My daughter recently applied through this company for their new home. They received a commitment as well as a closing date. Everything was going smoothly from their perspective and they responded to all requests for paper work from this company. Please note that this is the second time they were using this company and had received a mortgage prior to this. They closed on their old home and then 36 hours prior to closing on their new home. without any prior notice. this company comes out and denies their mortgage!!! They are now without a home with 3 children, how can you wait until 36 hours prior
