LenderCity was founded with you in mind. Our technology puts you in control of the process, resulting in lower rates and loan costs. Each rate quote goes through our pricing engine resulting in real-time rates and fees.
We strive to consistently deliver rates that are.25 -.375% lower than the average national rates quoted by Freddie Mac and our clients have saved thousands in fees and interest on each of the over $1 Billion in loans funded to date.We guarantee that we will beat any loan estimate presented to us. We also put technology to work, averaging an impressive 15 days from application to final approval.
We strive to consistently deliver rates that are.25 -.375% lower than the average national rates quoted by Freddie Mac and our clients have saved thousands in fees and interest on each of the over $1 Billion in loans funded to date.We guarantee that we will beat any loan estimate presented to us. We also put technology to work, averaging an impressive 15 days from application to final approval.
Services
Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you. Thank you for your cooperation. LenderCity Home Loans strives to ensure that its services are accessible to people with disabilities.
LenderCity Home Loans has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.LenderCity Home Loans makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
LenderCity Home Loans has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.LenderCity Home Loans makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Reviews (12)
Amy Park
Oct 26, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Gregg helped us refinance last February - he was true to his word, he got us a super low rate, and everything went really smoothly, like he said it would. He's also very responsive, even after the fact. I asked him to send us our closing documents, and he got them to us in 24 hours, even though our closing was over six months ago.
Gregg helped us refinance last February - he was true to his word, he got us a super low rate, and everything went really smoothly, like he said it would. He's also very responsive, even after the fact. I asked him to send us our closing documents, and he got them to us in 24 hours, even though our closing was over six months ago.
Omar Perez
Jul 26, 2021
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Gregg was fast and good service a the start but it looks like they have 0 relations with the bank and was unable to explain a simple income situation (that somewhere else applied correctly) ended up wasting my time for a whole month and getting NOTHING done. Wouldn't recommend the service unless you have PERFECT income verification - no moms on maternity leave or reduced temporary income due to medical or anything like that because you'll get f**cked
Shyam
Dec 20, 2020
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Dan Farrell
Nov 01, 2020
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Mohand Abdulridha
Nov 01, 2020
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Dishonesty is the most valuable thing you will get out of them however, they will teach you a valuable lesson which “never trust a mortgage originator) ...they promised numbers in their quote today me which they changed completely at the time of the final loan disclosure Deliverer...Be careful when dealing with this company. I had to pull myself out and live of the fact that I had this guys ran my credit report for nothing
Jim Hocker
Sep 26, 2020
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Rich G.
Sep 22, 2020
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Positive: Professionalism, Responsiveness
I was skeptical at first to refinance online but reading all of the positive reviews made me more comfortable. I had a small hiccup at closing due to an oversight I made. Gregg was able to calmly and quickly straighten out the issue and reschedule my closing. Thank you for a smooth process!
I was skeptical at first to refinance online but reading all of the positive reviews made me more comfortable. I had a small hiccup at closing due to an oversight I made. Gregg was able to calmly and quickly straighten out the issue and reschedule my closing. Thank you for a smooth process!
Jim Kent
Sep 01, 2020
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Had a very bad experience with this lender. They lock you in with promises of a great rate and low fees, then they proceed to take absolutely forever to do anything. That causes your rate lock to run out, and of course there is a fee to extend it. Then they waste more time, charge again for an extension. Rinse and repeat until you finally give up. Don't be fooled by the initial sales pitch. A rate .25% lower than your usual lender isn't worth it if your loan never closes.
Ahmed Allame
Jul 29, 2020
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Michael Kalish
Jun 19, 2020
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Neil B.
Aug 18, 2018
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We started looking for a mortagage lender that will offer us the best LOW unbeatable interest rate, LOW APR and fees and will close our loan LESS than 30 days! Sounds impossible? House buying was indeed stressful and mind blowing! But Mr. Gregg Harris and Lender City was truly Heaven's answer for us! He and his team surely did excellent and exceptional service making sure that his clients are well satisfied. They really exceeded our expectations and we were so grateful to God that we choose Lender City.
We started Signing contract July 20, 2018 with the builder and from then on started shopping
We started Signing contract July 20, 2018 with the builder and from then on started shopping
Gregg H.
Jan 29, 2018
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