Compass Community Credit Union
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Compass Community Credit Union
In addition, we ask that you adhere to "social distancing" recommendations. Compass Community Credit Union is a full-service financial institution that has served Humboldt and our neighboring counties for over 70 years. As a credit union, we offer many of the same products and services as a bank, but with better rates and a more personal touch that reflects our status as a not-for-profit organization.

Let Compass CCU guide you to better banking - like Free Directonal Checking that pays you and competitive rates on the best auto loans the area has to offer. We invite you to learn more about us by browsing our website or stopping into a branch.
Services
California State Employees No. 20 Credit Union was formed in January of 1951. The credit union was formed by a group of professors and employees of Humboldt State College. They formed the credit union with a desire to assist each other with reasonably priced loans and a good return on their savings.
With traditional bank accounts like checking and savings as well as advanced online and remote services like mobile deposit, Compass CCU is well-positioned to be your primary financial institution. And because we are a credit union, we can afford to be uncommonly personal, versatile, and affordable.
With a new Directional Checking Account from Compass Community Credit Union, the higher your balance, the higher your interest rate. The only requirements are that you have Direct Deposit, free online banking with e-Statements, and make a minimum of 10 Debit Card transactions a month. Free ATM/Visa debit card with access to over 30,000 surcharge-free ATMS through the CO-OP Network.
Unforeseen expenses sometimes occur, and you might not have enough money in your account to cover those costs. Good news, Compass has you covered. Courtesy Pay covers overdrafts from checks and Automated Clearing House (ACH) transactions. And, only if you opt in, Courtesy Pay will also cover overdrafts from Automated Teller Machine (ATM) withdrawals and everyday debit card transactions.
To open a Share Certificate of Deposit, print and complete the Account Agreement and stop into a branch or mail it. When mailing, include a check for deposit, along with a copy of a current government-issued picture ID for each signer. Mail to PO BOX 1268, Eureka, CA 95502. When mailing, include a $5 minimum deposit (for your Savings Account), along with a copy of a current government-issued picture ID for each signer.
Reviews (8)
John Lundstrom
John Lundstrom
Aug 26, 2021
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Compass Credit Union is the best. They are so helpful, friendly, quick to help, professional and knowledgeable.
Janina Shayne
Janina Shayne
Feb 01, 2021
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I have been a member of this bank, formerly known as CSFECU#20, since @ 1980s. Recently, a massive conversion caused consternation and the team, especially a VP, were fantastic in leading the way to great success in managing and manipulating the new systems and organizations resulting in absolute ease of online services. I also love to bank in Arcata, although I dearly miss the peeps in the Eureka admin office on Wabash. Everyone, without fail, is courteous and charming and laughter is a staple of any visit. This organization, by any name, has been loyal and true to their members, and in my case
Ryan Sanborn
Ryan Sanborn
Dec 19, 2020
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I came to compass on a referral for a loan and Rene was nothing short of fantastic to work with. She was prompt with everything, extremely friendly, answered all our questions, and kept us updated every step of the way. I would highly recommend her to others!
Ross Rowley
Ross Rowley
Nov 26, 2020
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From the excellent personal service to the state-of-the-art ATM features
and exquisitely designed modern office buildings, Compass Community Credit Union remains my financial institution of choice since 1977.
Mary Richards
Mary Richards
Aug 03, 2020
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I have been with them for a very long time and this group are wonderful..I would call and do my business and they always took time to talk with me, even a friendly little chat..I won't do banking with anyone else. They are the best.
Frank Cooper
Frank Cooper
Jul 20, 2020
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I am very happy with Compass credit union with the exception of their hours of operation. Their hours are straight out of the 1960's.
The service and people are first rate i have never had anything but a positive experience
Z. & I.
Z. & I.
Oct 27, 2019
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I Have banked with these guys for yrs and they are the best.!!! Hands down~ If you ever have the pleasure of working with Nichole couch, she is awesome . šŸ’• And all the others as well ~ if I could give a 10 star I would without hesitation.!!! Thank you all for doing such a wonderful job .!!!šŸ’•
Katy Wants To Go
Katy Wants To Go
Jul 22, 2019
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Iā€™m trying the small bank thing but the services are so limited...the staff at the new Eureka office have been disappointing as well.
Iā€™m giving them six more months and if I have one more problem, we are done...
OK, I did as you suggested and Rene let me down terribly. She was very professional and polite but I still didn't get my debit card replacement for almost three weeks. They couldn't find the first card, no tracking number whatsoever (the bank sent it to my Colorado address after I made it very clear where to send the card).
I had to call Rene to get any updates and to try to get