Two Rivers Mortgage
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Are you paying way too much in interest and thinking about refinancing your current mortgage? We can help with that too. As mortgage brokers, we are different than a bank. We look at as many lenders as it takes to get you the lowest rates and lowest fees on your mortgage. Call us or email us today!.

At Two Rivers Mortgage Company, we offer any mortgage product that is available in the market at competitive rates. The below list is just a summary of what we offer, but it does not represent our complete mortgage product line. Give us a call and let us know what your situation is and what your goals are for buying your home or investment property and we'll tailor a solution just for you.
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We know you have options. We just want you to forget about them and become best friends with us. If you would rather not deal with a stuffy bank and you actually want to have fun during this process, you have come to the right place. Thanks for taking the time to read about us at Two Rivers Mortgage Company.
Getting a mortgage can be a bit overwhelming, but let's just go over a couple of questions we commonly hear. Remember, we're with you from start to finish and will be happy to answer any other question you may have and will make this process as painless as possible. People have different goals for refinancing their home.
At Two Rivers Mortgage Company Inc, we're a broker. Here's why that's important to you and why we're different than your bank or credit union. Local banks do not have that many options available to you. This is based on their board of directors comfort level with taking risk. You will find that some will only offer you 20% down payment purchase and refinance loans and only if you have a really good credit score.
We are here during business hours, but we realize that you're working too. If you need to meet with us in the evening or the weekend, just let us know and we'd be happy to make an appointment. If you live outside of the Illinois Valley area, we'd be happy to work with you through online applications, phone, text, email, and Zoom.
Reviews (10)
Elsa Ruiz
Elsa Ruiz
Dec 27, 2021
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Positive: Professionalism, Quality, Responsiveness
We just closed on our home on the 23rd and I could not be more happy! I had the BEST experience with Two Rivers. Art, Ariana and Liz are the best. They are very profesional and make you feel very comfortable and answer all your questions. I truly recommend them! Thank you Art, Ariana and Liz for all you did for us!!
Vicky Shamlin
Vicky Shamlin
Dec 13, 2021
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Positive: Quality
My experience with Two Rivers Mortgage was good. Liz my agent was very good at her job, quick to respond to my every need, questions, and answers . Great job Liz ty for all your help!
Patrick Abens
Patrick Abens
Dec 01, 2021
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Positive: Responsiveness
My experience at Two Rivers Mortgage was great Liz my loan agent was Fantastioc she worked really hard to get me a loan she's the best and I would recommend other people to go to Two Rivers Mortgage and that mortgage company should be proud to have her Thanks Again you are the Best. Sincerely Patrick Abens
Becky Jobe
Becky Jobe
Sep 29, 2021
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Positive: Professionalism, Responsiveness
After getting married in 2016, we (retired people over 60) wanted a new home, just for us. We found the perfect home, 3 plus acres in the woods. 2 Rivers were so amazing helping us through a process we hadn't done in 40 years, and during a Pandemic. They were amazing. They really care about the people they help.i totally recommend them.
Jared Tomich
Jared Tomich
Aug 28, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Art Mierzycki is the embodiment of a professional and has perfected his craft through decades of experience. Yarami was very attentive and kept me informed in every step of the home buying process. Two rivers made my experience as a first time homeowner pain free, and I will be doing business with them again in the future.
Roger Slightom
Roger Slightom
May 24, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
We tried asking our previous lender and bank about refinancing. Both were not helpful and not professional. Our bank did not even try to keep our business. To say Aaron and Alexandra made it easy is an understatement. They were so helpful and patient with all of our questions.
Derek Brenczewski
Derek Brenczewski
May 03, 2021
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With the housing market booming like it is and interest rates being so unbelievably low I understand how busy most Mortgage Companies are. It is no excuse for letting basic customer service fall to the wayside. I was lost in the shuffle with two other Mortgage Companies while doing a simple refi for my home. Two Rivers rose to the occasion and treated me like I mattered. I may not have had the biggest deal but they sure made me feel like I did!
David Noble
David Noble
Apr 14, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Art was great, very attentive and was able to get me a great refi loan and at a great rate. The mortgage process can be very stressful, but Art and staff made it relatively easy and they got back to me with questions right away. Thanks guys!!
Brianne Simpson
Brianne Simpson
Mar 05, 2021
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Positive: Professionalism, Responsiveness
I recently closed on a home and everyone at Two Rivers made the process so easy! I worked closely with Alexandra and she was absolutely amazing. Answered all my questions and was always available when I needed anything. They definitely made a stressful process as stress free as possible and I am so grateful to them for all their help!
Gary Anderson
Gary Anderson
Aug 17, 2020
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Had a great experience with Two Rivers Mortgage Company with my home refinance loan. Everyone I dealt with was courteous and professional throughout the loan process. The application was online, quick, easy and received approval back within 48 hours. Closing was even done from the comfort of my own home! I would highly recommend them for any of your loans need!