For a limited time enjoy personal loans featuring rates as low as 5.00% APR* for 5 years and make no payments for 90 days. Visit our mortgage loan center to get pre-approved and calculate what your mortgage payment could be with today's rates. Get behind the wheel of your next vehicle with a payment up to 40% lower than using conventional auto loans.
Home equity loans are one of the most affordable ways to fund large, one-time expenses like a wedding, kitchen renovation or tuition. Get the GCCU app for your mobile device to check your balance, pay bills, find ATMs and deposit checks on the go. GCCU can help you refinance your auto loan to snag a lower interest rate or reduce your monthly payment.
Home equity loans are one of the most affordable ways to fund large, one-time expenses like a wedding, kitchen renovation or tuition. Get the GCCU app for your mobile device to check your balance, pay bills, find ATMs and deposit checks on the go. GCCU can help you refinance your auto loan to snag a lower interest rate or reduce your monthly payment.
Services
The credit union was originally chartered by seven individuals in 1979. In the following decades, GCCU has grown to serve more than 7,400 members and its assets have grown to $100+ million and growing. GCCU also provides its members with over 30,000 surcharge-free ATM's across the country through the CO-OP ATM network.
When you bank with GCCU, you're more than just a customer- you're a member, a co-owner and family. Our membership is open to those who live, work, worship or attend school in Tompkins, Schuyler, Tioga, Chemung, and Steuben Counties, New York, and Bradford and Tioga Counties, Pennsylvania. Please review our field of membership to determine if you are eligible to bank at GCCU.
Good financial habits start early. Teach your child about responsible money management with GCCU's Youth Share Account, available to all kids aged 17 and under. Your child will learn the value of earned interest, and a Youth Share Account is a great way to save for a new car or college tuition. Statements are provided and dividends are paid quarterly.
Our Money Market Account allows you to earn higher interest rates than a traditional savings account, while giving you immediate access to your money if you need to cover an emergency or unexpectedly large expense. Your average daily balance must remain $100 or more. Dividends are paid monthly to the account.
Whether you're saving for a rainy day, college tuition or retirement, a CD typically earns higher interest than a traditional savings account. And when you open a GCCU CD, you're locked in to earn a fixed rate for a set period of time, so your earnings won't be affected by changes in the market. GCCU offers flexible terms ranging from 90 days to 5 years, and dividends are paid on your daily balance quarterly.
Reviews (9)
Jasmine Whaley
Jan 25, 2021
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Oooh, where to begin. They arrange things just right so when things come out on automatic payment, it all winds up in overdraft fees (they tell you it was actually pulled before it was, saying it cleared then hit you with overdraft fees all at once. Guess banks gotta make some profit, huh???). And of course, all the times the security of our account has been breached, and we've had charges come from god knows where (wasn't us) for things we would never buy, even AFTER cancelling my card and getting a new one after the skimmer incident in Sayre.
Connie Martin
Jan 21, 2021
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Barbara Heasley
Jul 18, 2020
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Shayne Wren
Jun 13, 2020
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Louise Myers
Aug 26, 2019
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Anthony Bracken
Jul 28, 2019
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Cherokee Stedge
Jan 07, 2019
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I opened my account about a year ago and since the very first day I had nothing but problems I was on my fiance's account at first went to open my account after I took my name off hit like 2minuts later they ask if I had a account I seid I just took my name off my fiance's account .. ok you can't open a account unless you have a account .. um whatever then the women ask if I know someone who Banks thair yes my fience I just seid that then after 45 mins of BS I get a account open but sense the people that work thair are so rude ... So I'll be closing my account and going to a different bank tomorrow
Jacob Balisalisa
Jul 06, 2018
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My phone number was up to date, but when my address changed they charged my account. They called once after charging me. Looking for a convenient way to make a payment? Better remember to call them! They have nothing setup. You need to have money in your account there to make a payment on a car or credit card. The technology of a low quality credit union and the ruthless rigidity of a global-bank.
Unknown User
Dec 03, 2017
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