I started my agency in 2008 as Howard Insurance Solutions LLC and have built an agency where my clients are like family to me. I'm excited to be joining the SPI team and I bring the knowledge, skills and customer service values you would expect in your favorite insurance agent! After many years in management in a host of different fields and the owner of HIS, I feel as I have come home.
I attended Louisiana State University where I majored in Business Administration & Accounting. My main goal in life is to help people in every way possible. In my spare time I have partnered with the MDA for fundraising events and especially enjoy coaching my children in the sports of basketball and soccer both in Dynamo and the Upward Sports Ministry.
I attended Louisiana State University where I majored in Business Administration & Accounting. My main goal in life is to help people in every way possible. In my spare time I have partnered with the MDA for fundraising events and especially enjoy coaching my children in the sports of basketball and soccer both in Dynamo and the Upward Sports Ministry.
Services
Choosing higher deductibles for collision and comprehensive coverage is an easy and cost-effective way to lower your auto insurance bill. In many cases, the premium savings realized by switching to a higher deductible may be enough to offset the cost difference of an increased deductible in just a few years.
When most people hear the word "insurance" they think of their cars, but in many cases their home is the most important and expensive piece of property they own. Our agency offers a variety of comprehensive homeowners insurance policies to choose from and these plans can be tailored to suit your individual needs and budget.
Renters insurance can be used to protect you against loss of personal property, personal liability for bodily injury or property damage you are responsible for and other features added on by endorsement. One of the biggest threats to you and your property is from fire. If you are responsible for the fire then personal liability for the damages to the building and property of others comes into play.
Liability insurance in case someone claims that your business caused him or her harm. Your liability insurance pays damages to third parties resulting from bodily injury or property damage for which your business is legally liable, up to the policy limits, as well as legal fees. It may also cover the medical bills of people injured by your business.
If you had a million dollar judgment against you for damages you are found liable for, how would you pay for it? Before you even think about growing your assets you need to protect the assets you currently have.
Depending on the level of coverage you've purchased, your auto and homeowners insurance can help cover legal costs if you're taken to court-for instance, if someone slips and falls in your driveway and blames you, or if you have an auto accident and injure someone else.But how much your policy will cover is limited to the amount stated in your policy.
Depending on the level of coverage you've purchased, your auto and homeowners insurance can help cover legal costs if you're taken to court-for instance, if someone slips and falls in your driveway and blames you, or if you have an auto accident and injure someone else.But how much your policy will cover is limited to the amount stated in your policy.
