Retirement plans are a valuable benefit that impacts the present and future lives of employees. We offer retirement plans, such as 401K, 403B, 457, and Pension plans. Retirement can be the most expensive decision a person is ever going to make, and as such it is important to really understand how much it's going to cost.
Rochester Investments, Inc is a SEC Registered Investment Advisor (RIA), an investment management and financial planning firm located in Rochester NY. ROCHESTER INVESTMENTS is here to help you achieve your financial dreams and aspirations so you can live happily and worry free.
Rochester Investments, Inc is a SEC Registered Investment Advisor (RIA), an investment management and financial planning firm located in Rochester NY. ROCHESTER INVESTMENTS is here to help you achieve your financial dreams and aspirations so you can live happily and worry free.
Services
Good planning is more than just managing investments. I've been very fortunate to have a great group of clients for many years. While each client is unique there are a few commonalities that might help you determine if you would also benefit from my services. Most of my clients are either retired or within 10 years of retirement.
Have you recently changed jobs? You may be wondering what to do with your 401k plan. Understanding your options and making informed financial decisions could help keep you stay on track for a comfortable retirement. When you change jobs you may feel comfortable leaving your plan with your previous employer, due to familiarity, but you might also want to consider rolling over your 401k or 403b plan to an Individual Retirement Account (IRA).
If you're ready for your retirement planning you may have a lot of questions like: When can I retire? Would I have enough money to retire? When to start Social Security? When to start Medicare? Should I be worried about nursing homes? It's a period of transition: a shift from a mindset that's focused on accumulating assets for retirement to one that's focused on distributing wealth and drawing down resources.
For starters market risk, the risk of the market crushing and wiping out a portion of your hard earned money and putting you at risk of going back to work, well if you can find a professional job that is. For many retirees this is one of the biggest risk that they are facing and if their investments are not in the right places or in the right percentages the risk of a market crush can be as severe and drastic as one can never want to think of.
Are you dealing with a difficult loss? Whether sudden or expected, and you're looking for support? Did you inherit a financial responsibility and you're feeling overwhelmed trying to sort it all out? Or choose to move on with your own assets, and starting a new life? As you sort out the next steps on your own, Rochester Investments can help make the process clearer, more efficient and more effective.
