Stern & Associates
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Homeowners insurance covers more than just fire. Most policies also include coverage for wind, hail, water damage, theft, and personal liability. Don't forget about your stuff! Stern & Associates provides homeowners policies with coverage for your personal belongings too. Furniture, appliances, clothing, and even your dishes are protected.

Worried about valuable items like jewelry? Additional coverage may be available through an endorsement. Your homeowner's policy covers more than just your home. Every policy includes personal liability protection, which may cover injury or property damage to others caused by you or a member of your household.
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We are an Independent Insurance Agency offering the best overages for the best available prices. Who needs flood insurance? The answer is everyone. What is a 100-year flood? The term "100-year flood" is misleading. It is not the flood that will occur once every 100 years. Rather, it is the flood elevation that has a 1- percent chance of being equaled or exceeded each year.
We are an Independent Insurance Agency offering the best coverages for the best available prices. Managing wealth successfully requires a broad range of solutions. As an independent financial consultant, Bob Stern has the freedom to offer non-biased financial advice that works best for each of his clients.
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