
Iowa Heartland Credit Union was formed in 1932 as the Decker & Sons Credit Union, with the Decker Meat Packing Plant as its sole sponsor. Although Decker & Sons sold to Armour in 1936, the credit union remained Deckers until the mid 70's. It was Armour Employees for a short time. In 1974-75 the Armour Plant closed in Mason City.
At that time the Credit Union had to look for another sponsor company, merge with another Credit Union, or close its doors. The NIAD Manufacturers group, a political group for area manufacturers had just formed its organization and an agreement was made to become the sponsor for the credit union. We became the Armour-NIAD Manufacturers Employees Credit Union.
At that time the Credit Union had to look for another sponsor company, merge with another Credit Union, or close its doors. The NIAD Manufacturers group, a political group for area manufacturers had just formed its organization and an agreement was made to become the sponsor for the credit union. We became the Armour-NIAD Manufacturers Employees Credit Union.
Services
You trust Iowa Heartland Credit Union to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program. Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
Revolving type of loan with preapproved line of credit limits set to individual credit worthiness. Call us for more details. Often overlooked as a loan possibility. You simply use your share balance as collateral. A hold is put on the share amount until the loan is paid. The rates are very reasonable and you continue to receive dividends on the whole share balance.
Using the equity in your home you can borrow for many purposes. You can borrow up to 75% of assessed (tax) value and 80% of certified appraised value ( minus the total of any existing mortgages on the property). Our rates are competitive and we have repayment terms up to 15 years. There are some minimal closing costs.
Your basic savings account, this account gives you membership, because you are actually purchasing a share in the Credit Union, which gives you ownership and membership privileges. An interest-bearing checking account with unlimited check writing. Minimum balance of $1500 must be kept in order to avoid a $5 per month maintenance charge.
Having the access you need to your money when you need it very important to you. Now you can have that access 24/7 with a IHCU ATM Card. Iowa Heartland Credit Union has (1) ATM located at our main office (north side of the building). There are no fees for our card holders using our machine. We allow 10 free transactions per month at other ATMs.
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