Fairway Independent Mortgage

With 17-years of mortgage lending experience, William manages the Salem, OH Branch of Fairway Independent Mortgage Corporation. William is recognized as being in the Top 20 in the United States for production of USDA Loans. He is also designated by the Veteran's Administration as a Military Mortgage Specialist (MMS) and Certified Military Home Specialist (CMHS).

In 2021 to date, The Brightside Project has reached nearly 10,000 children across Columbiana County in Northeast Ohio. Their mission is to equip and empower children to reach their full potential. They help children in Columbiana County and surrounding communities in Northeast Ohio who are hurting.

The US Department of Agriculture, through its Rural Development program, offers a Guaranteed Rural Housing loan. This is a 30-year fixed rate mortgage with no prepayment penalty and no balloon. Down Payment - $0 down purchase mortgage (funds may be required for a streamline refinance). Fairway is not affiliated with any government agencies.

A Conventional Loan is a loan that follows Fannie Mae & Freddie Mac guidelines. A Conventional Loan has no government insurance or guarantee and, as a result, has Private Mortgage Insurance (PMI). The Conventional Loan can be a 10, 15, 20, 25, and 30-year fixed-rate mortgage with no prepayment penalty and no balloon.

Owning a home opens doors to personal, financial, and family freedom. The decision to buy a home, however, can be pretty stressful. We understand! We promise to use plain terms to explain everything: no special terminology, no confusing terms. There are only three simple steps to determining your eligibility: Credit Analysis, Document Review, Loan Program Determination.