We are an independent, community-based Savings and Loan located in Cadiz, Ohio. Established in 1873, we have served many generations with our high-quality products, friendly hometown service, and a strong dedication to local people and needs. We invite you to browse our site, review our products, check our rates, and consider opening an account with us.
Our Savings and Loan has enjoyed a long history of service and dedication to the local area. The mission of The Equitable Savings and Loan Company is to provide banking services to the communities served to assist our customers in attaining financial success. This will be accomplished in a profitable manner for our institution.
Our Savings and Loan has enjoyed a long history of service and dedication to the local area. The mission of The Equitable Savings and Loan Company is to provide banking services to the communities served to assist our customers in attaining financial success. This will be accomplished in a profitable manner for our institution.
Services
As one of the nation's oldest Savings and Loans, Equitable Savings and Loan Company has served our community for almost 150 years. Initially established in 1873, we have helped thousands of families, businesses, and individuals with quality products that enable dreams to be met. Throughout our history, we have found that pride in our community and the opportunity to serve.
For those wishing to save for their retirement, we offer Traditional Individual Retirement Accounts and Roth IRAs. Traditional IRA certificates have a term of 18 months with interest compounded quarterly and credited to the account. Additional contributions are permitted in amounts of $50.00 or greater.
One of the most important assets you may have is your home. Whether it's a mortgage loan to buy, build, remodel or refinance, we can provide you with a high level of personal care and support for you specific needs. We offer basic Fixed-Rate Mortgages with a minimum down payment of 20%, terms up to 30 years, low closing costs, and no point charges.
Our customers consistently ask us certain questions. We've posted the most common questions here, but welcome your input to suggest other FAQ's that would be helpful to others! Our normal geographic service area includes Belmont, Carroll, Guernsey, Harrison, Jefferson, and Tuscarawas Counties, Ohio.
The Equitable Savings and Loan Company, Cadiz, Ohio, for purposes of lending under this act delineates our local community as the County of Harrison, in the State of Ohio. A map of Harrison County is in the Community Reinvestment Act public file and is available to the public. It has been the policy of this institution to make real estate loans throughout our local community.
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