Twin Tier Mortgage
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When deciding to buy a home or refinance a mortgage in the New York market, contact your local Mortgage Experts ~ at TWIN TIER MORTGAGE. Our best asset is Service. We'll take a "consultative approach" as a trusted Financial Advisor with over 15 years experience in the mortgage industry.

Whether you are looking to Purchase your first Home, Refinance an Outstanding Debt in or Consolidate Debts, we will discuss your overall financial goals and present you with multiple loan alternatives comparing Rates, Terms and Fees and make the process an easy and affordable one for you.We'll be pleased to answer each and every one of your questions about the Mortgage lending process to the fullest extent.
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Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Reviews (7)
Maurice Dull
Maurice Dull
Oct 22, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
If you are a veteran very good with a loans. Great people there.
Charles Hults
Charles Hults
Jan 29, 2021
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Positive: Professionalism
This place is very professional and I will recommend working with them if you need to buy a home and it is your first time. They walked us through the whole process step by step, and found a lender as well. Told us what paperwork they needed and it was easy to do. So glad we used them on getting our home.
Suzanne Zimmerman-Hults
Suzanne Zimmerman-Hults
Jan 23, 2021
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Positive: Professionalism
very helpful and kept us up to date on things we needed to know
John Picarazzi
John Picarazzi
Jan 17, 2021
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Pat Bola was great. Always had time for me and made me feel as though I was his number one priority. Even though we had unexpected issues come up, pat was able to turn them around. Reading some of these reviews I do have to agree that I feel as though I did a lot of the leg work for Amy. Tons and tons of pages where she always felt like something was wrong or needed more. Unclear requests at times caused me multiple trips to the bank. All in all, they got it done and that was the most important thing to me.
Jolynn Morgan
Jolynn Morgan
Dec 18, 2020
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If you are looking for a nightmare financing process then this place is for you. Let me first say, we are far from first time homebuyers. Secondly, we have always dealt with our credit union but on the suggestion of some of our good friends we decided to give TTM a try. Never, ever again. It started out well, Patrick Bola was wonderful... then our case went to Amy. That’s when everything went downhill. Non responsive, unprofessional, just a rotten experience. We literally scanned what seemed thousands of pages of info to her, for her to request them again. It was almost as if our time was not
Ryan Braveman Garage Door Films
Ryan Braveman Garage Door Films
Jun 22, 2020
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Patrick, Courtney and Jennifer were absolutely amazing! I got the clear to close in just 21 days! They took the time explain everything (multiple times) to me and really made the entire process stress-free. They were able to get me approved when most places couldn’t and got me a great rate as well! These guys have helped me with two purchases now and I can’t even explain how seamless both purchases went!
Lyndsay Doyle
Lyndsay Doyle
May 09, 2020
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Patrick and his team have been amazing through my entire process. They are quick and very communicative. They also do a very through job of per approving you so that you don’t have any surprises moving forward. Very happy with my choice of not only picking a local business to support but having them be who I got to work with on my first
Mortgage. I honestly can not say enough good things.