Advantage Rate Mortgage
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Advantage Rate Mortgage
We know you have questions: Will I be qualified? How long will it take to close? What is the process of qualification and approval for a mortgage? Our promise is to do our best to address all of your questions and assist you throughout the process to maximize the chance of achieving your desirable results.

Our first priority is our customers whom we are devoted in helping pick the best loan option which meets their individual needs. We have streamlined the way we process your loans often with no paper needed and this helps expedite your application through our system. We have invested in top notch technologies to help speed the process to make your homeownership dreams come true even faster!
Services
Advantage Rate Mortgage has the ability to customize our mortgage offerings to best meet our customers needs. We partner with several different lenders so we can offer a large variety of products and rates for our customers vs. a big bank approach that only offers limited programs and terms. Your personal digital assistant is standing by to make sure you have everything you need to get moving.
We know you have questions: Will I be qualified? How long will it take to close? What is the process of qualification and approval for a mortgage? Our promise is to do our best to address all of your questions and assist you throughout the process to maximize the chance of achieving your desirable results.
We know you're busy. So, why spend time wondering if a refinance makes sense? We have licensed loan officers to help navigate your refinancing experience, simplify the process and meet your financial goals. Your personal digital assistant is standing by to make sure you have everything you need to get moving.
Sample payment does not include taxes, insurance or assessments. Mortgage Insurance Premium (MIP) is required for all FHA loans and Private Mortgage Insurance (PMI) is required for all conventional loans where the LTV is greater than 80%. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly earnings percentage.
Reviews (6)
Ryan McConaghy
Ryan McConaghy
May 20, 2019
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Very professional. Very satisfied with David and his team. Their knowledge made the loan process smooth and easy.
Maureen Mitchell
Maureen Mitchell
Jan 04, 2019
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We went through two other banks and a ton of headaches before we found Jonathan Cason at Advantage Rate. He was amazing to work with
and was able to expedite and creatively finance our mortgage. We honestly could not have bought our house without him and we cannot thank him enough!!
Sarah McShane
Sarah McShane
Nov 29, 2015
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David was awesome would recommend him in a heart beat. Buying a house can be stressful he was awesome at taking the time to explain things in terms we could understand. Went above and beyond on many occasions
Stan Stokes
Stan Stokes
Nov 04, 2014
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David is one of the most professional, honest and knowledgeable person I know in the mortgage industry. I wouldn't go anywhere else for my loan.
Jim Land
Jim Land
Sep 26, 2014
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I was fortunate enough to work with David Overcast during my career in the mortgage business. Believe me, you can't go wrong by allowing him to assist you in your mortgage needs. A true professional.
Ethan Gwirtz
Ethan Gwirtz
Sep 26, 2014
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David Overcast is an outstanding mortgage advisor. He knows more about loans than anyone I know and you would not make a mistake choosing Advantage Rate.