Pacific Residential Mortgage
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Pacific Residential Mortgage
At Pacific Residential Mortgage, our top priority is the health, safety, and care of our clients and employees. We ask that during this time, clients and guests avoid any in-person contact with our offices, and if possible, conduct business via phone, email, or video conferencing. Our company's infrastructure gives us the ability to work remotely.

So rest assured, the company you've trusted to help manage your loan needs is here for you today and throughout this uncertain period of time. For assistance, please call your local branch, contact your Mortgage Advisor, or follow us on social media. Working with Anette was wonderful. It was our first experience buying a home and Anette made sure we felt comfortable and informed every step of the way.
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Since 2004, the desire to put people over profit in the mortgage industry inspires the leadership at Pacific Residential Mortgage. In the years since our creation, the company continuously experiences growth and success. Our most important accomplishment, however, is the development of our people and celebrating their achievements.
We excel in everything we do by continually improving, and constantly exceeding standards. We cherish lasting relationships built on integrity, transparent communication, and respect. This is done by providing our clients with products and services tailored to meet their specific needs while providing our employees with the tools they need to succeed.
Our leadership and employees are passionate about making a positive contribution to the communities where we work and live. We are continually seeking to strengthen and support our communities by actively supporting local organizations which reflect our company's core values. Pacific Residential Mortgage focuses on child and youth development.
Buying a new home is one of the most important and exciting decisions of your life, but it can also be one of the most challenging - especially if you don't know what to expect during the mortgage process. At Pacific Residential Mortgage, our knowledgeable Mortgage Advisors will guide you through the loan process to ensure you are comfortable and informed each step of the way.
With Pacific Residential Mortgage, figuring out how much house you can afford is easy! Our licensed mortgage bankers will guide you to the right mortgage option for your specific needs and financial goals. You find the house; we'll help you secure your future! Our mortgage calculator is an easy way to see your estimated monthly mortgage payments and rate options.
Reviews (20)
G. G.
G. G.
Sep 14, 2021
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Blake, Don and Janet were just phenomenal in their expertise, availability and communication throughout the home buying process. Every question was patiently and clearly answered. I'm happy with my interest rate, the structure of my loan and the process that Blake provided. These are experts and good human beings- I will definitely recommend to family and friends. Thank you Team Blake!
Ellie I.
Ellie I.
Mar 11, 2021
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Highly recommend Beth at Pac Res, especially for first-time homebuyers.

As I bought my first home, it was important to me to work with women who made me feel empowered and unafraid of this big purchase. Beth came recommend by my trusted agent, Janikka Byman, and she was a great add to our team.

I'm an easily frazzled person, and that didn't faze Beth a bit. She was flexible with my needs and invested in my success. She's kind, thorough, and patient with any and every question.

I'd recommend Beth to anyone, but especially to nervous first timers like me
Kara D.
Kara D.
Jan 05, 2021
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Beth and the team at Pacific Residential are the best of the best! If your looking for a mortgage lender this team has your back. My husband and I bought our first home this year and we couldn't be happier with Beth. She was so thorough and patient with us as we navigated this multi-layered process. She always made sure we knew exactly what was happening and what to expect. I was able to text/call/email any questions or concerns. If Beth couldn't answer right away she'd have one of her colleagues on it. The communication is top notch!! That was so important to us. Since we were new
Chloe E.
Chloe E.
Sep 10, 2020
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Lisa Devaney, Sherry Vance, and their entire team did such an amazing job with our home purchase loan that we had to go back to them when we decided to refinance. The entire process the second time around was just as pleasant and positive as it the first time! The Pacific Residential team is knowledgeable, helpful, and friendly, and you'll be doing yourself a favor in choosing to work with them.
Melissa F.
Melissa F.
Mar 28, 2020
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Beth and Pacific Residential Mortgage were so great to work with. They were flexible and super responsive when it came to all of our questions and needs. Beth was awesome to work with and as first time home buyers appreciated her being patient and answering all of our questions. Definitely would work with Beth again and refer her to friends and family!!
Emily S.
Emily S.
Feb 18, 2020
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Nice enough people, crap security.

We went with PRM at the advice of our real estate agent. I wish we had shopped around more. Everyone at PRM was very friendly, but their method of verifying assets is frighteningly unsafe. Further research after our mortgage process indicated that their method is actually becoming industry standard, but that does not make it any less insecure or unsafe. Shame on PRM for choosing to participate in an unsafe and insecure practice, and for not fully informing their customers of the risks.

We were asked to provide banking information - usernames and passwords
Cari S.
Cari S.
Nov 12, 2019
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Beth and her team were an absolute dream to work with. They made the process of purchasing a home stress-free - even FUN! - and showed genuine care and excitement for us throughout the process. Beth kept us continually up to date and was always available by phone, text or email at all times of day and any day of the week. The process was streamlined, we comfortably closed on time, and Beth patiently answered our questions every step of the way. We will recommend Beth and her team without hesitation to everyone we know! THANKS SO MUCH GUYS!!!!
Alex B.
Alex B.
Nov 11, 2019
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Bethany and team were super helpful, quick to respond and always friendly. They made the whole process as easy as could be and had A+ communication! I would definitely recommend Bethany and team to anyone purchasing a home.
Bonnie B.
Bonnie B.
Sep 28, 2019
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Beth and her team exceeded our expectations in every way. We were simultaneously selling our home in San Diego and buying our new place in Portland. This was daunting to say the least, however, Beth and team made sure the process was easy, seamless and most importantly: on time! They are, undoubtedly, some of the most responsive folks I've ever encountered. Though I'm thrilled to have closed (on time!), I'm sad to close the chapter of our relationship with Pacific Residential Mortgage. My husband and I are immeasurably grateful for their time and expertise!
Hailey H.
Hailey H.
Sep 01, 2019
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Tim McBratney & his team are amazing to work with. They completely personalize every experience whether that be over the phone, in person, or through emails. They helped my boyfriend and I purchase a home and we couldn't be happier! They never pressured us into paying more than we could afford and Tim & his team are very good with the estimates even down to the last pennies. We are so happy our realtor, Dennis Lindberg brought us to Tim's office.
Chris M.
Chris M.
Feb 22, 2019
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I highly recommend Rodd Miller and team at PRM! Professional, courteous and extremely knowledgeable. Signing docs was a breeze online. I had clean and clear expectations throughout the entire process. Rodd was present while signing closing docs to ensure a smooth transaction. Appreciated the house warming gift! A+ and will use again in the future.
Terra C.
Terra C.
Aug 31, 2018
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Tim and the team at PRM exceeded our expectations and raised the bar from our previous home buying experiences with other lenders. Buying a house when you're self employed can be a real challenge, they not only worked to understand our non-traditional financials but they kept us qualified for over a year while we waited to find the perfect house. Finally, when the time came to buy, they had a whole team of wonderful and responsive people working on our case; updating us every step of the way. I only wish we had more friends buying houses right now to recommend them personally!
William F.
William F.
Jun 24, 2018
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Never at a loss for words.
Except now. Just signed closing papers on a very challenging real estate transaction. A bit of business that went on way too long. Many lenders would not have taken taken it on. The Ready Group not only made it happen but remained good spirited, creative and focused until the job was finished. My first word is thank you. My second word is pride as in good job to all who made it happen. My closing word is relief and Thank you again to the entire team who made it happen.
Think how well the Ready group must do on a "normal" deal.
Stephanie A.
Stephanie A.
Jun 10, 2018
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Timm, Sonja and the team were excellent to work with. They kept a clear and consistent line of communication with us during the entire time. Our move was between two states so they coordinated a single document signing with our escrow team in another state. Through all of this they were extremely responsive and friendly.
Lansen V.
Lansen V.
May 17, 2018
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Mariah and Lisa were amazing to work with! They made our process very smooth and easy to follow. Along with their consistent help and support, Mariah and her team provided a great learning experience for myself. I definitely know a lot more about what exactly needs to be done in order to buy a house. Every detail was gone through and explained clearly to us, which made everything easy. I definitely recommend working with Mariah and her team for your Home Loans. Thank you Mariah and Team :)
Marc P.
Marc P.
Apr 06, 2018
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I had a great experience working with Anette and her associates, Melair and Lynna. Anette is some kind of superhero. She definitely has a mission in life to take care of her clients! Throughout my journey of finding a home and figuring out what was what with loan approval and all related matters, Anette was right there on the case with me, practically holding my hand, often responding to my emails late at night within minutes !! In fact, I even joked with her that if I ever felt depressed at 3 a.m., I knew she'd be the person to call!

Everyone at the office was kind, highly knowledgeable
Doneena C.
Doneena C.
Jun 01, 2017
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Tim McBratney, Chad Stratton, and Holly LeBeck have been the total "Dream Team" in pulling together a refinance on my home. They really made this process easier than I thought it would be. I appreciated their friendly and confident demeanor, that they checked in with me regularly along the way, and their patience in answering my million and one questions about the process.
Tim was amazing from the start of the refinance process, even when I was simply thinking about making the move.
I cold not imagine a smoother transaction all in all.
Ally B.
Ally B.
Apr 01, 2017
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Wow! Just closed on my house and it was so EASY! Tim and 'Team McBratney' are the best! I just bought my first home and this team made what should have been a stressful and labor intensive process a breeze. Seriously, buying my car was harder than closing on this home.
From start to finish, Tim, Holly and Chad worked together efficiently to ensure that my loan went through and that we made my closing deadline. In fact, they worked so quickly that i had about 2 weeks of downtime before we closed! When I signed with the title company, Tim was there to greet me and I felt supported and
Mark H.
Mark H.
Apr 26, 2016
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Emily O'Donnell and her staff were truly fantastic in helping us refinance our home. She was knowledgeable, courteous, and look at all avenues to help us get as good a rate as possible and helped us right through the process to make it as smooth as possible. Our 10 year interest only loan was about to expire and our payments were going to go up immensely. She helped us refinance and we are now in a fixed rate, low percentage loan that means the house will work for us instead and we are paying less than before. There is no question that we will be recommending her to friends and colleagues
Michael S.
Michael S.
Jan 09, 2015
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Behind every dream house purchase is a professional mortgage lender who makes it happen. Our dreams of new home ownership came true thanks to Blake Rice and his highly effective loan team ... literally called Team Rice. Yay Team.

Of course, there is no "I" in team, but at Pac Res Mortgage there is a lot of smooth professionalism and clear communication in Team Rice. Blake is the team captain, but Don L., Stephanie G., and Shelly S. all filled their roles like champions.

We were able interact with Team Rice via phone, email, and their very useful loan document site without any hiccups