Dernco Insurance Superstore
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Both Wisconsin and Colorado, where the independent insurance agents of DernCo write auto insurance policies, require drivers to carry liability insurance that covers damage to the other car and driver if an accident occurs in which you are at fault. Neither Wisconsin nor Colorado, where the independent insurance agents of DernCo also write policies, require you to carry homeowner's insurance.

However, just about any lending company will require you to carry insurance as a requirement of your mortgage. Homeowners insurance is a necessity for all homeowners. It provides needed protection if an accident resulting in property damage or personal injury occurs where the homeowner is deemed liable.
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DernCo (DernCo) is an independently owned insurance brokerage with over 25 years of experience in the insurance industry. Our licensed professionals work with each client to develop a relationship and understanding of their individual needs, allowing us to deliver a customized solution. We offer a full spectrum of insurance products from numerous companies, enabling us to deliver a magnitude of options, exactly within budget.
Both Wisconsin and Colorado, where the independent insurance agents of DernCo write auto insurance policies, require drivers to carry liability insurance that covers damage to the other car and driver if an accident occurs in which you are at fault.

Also, Wisconsin requires you to carry uninsured and underinsured motorist policies, which will cover damage to your vehicle and injury to its occupants when the accident is the other driver's fault, he or she has either no liability insurance or too little insurance.Such insurance is considered optional in Colorado.
Neither Wisconsin nor Colorado, where the independent insurance agents of DernCo also write policies, require you to carry homeowner's insurance. However, just about any lending company will require you to carry insurance as a requirement of your mortgage. In any case, it is a good idea for you to carry a homeowner's insurance policy whether your mortgage is paid off or not.
Homeowners insurance is a necessity for all homeowners. It provides needed protection if an accident resulting in property damage or personal injury occurs where the homeowner is deemed liable. It pays, within predetermined limits, a financial amount equal to the value of the loss occurred.

A basic principle of homeowners insurance, like all types of insurance protection, is to make the individual suffering the loss whole while not profiting from the loss.What about individuals who own condominium (condo) units? What type of insurance coverage provides protection for the loss that may be associated with condo ownership?
As your business grows, you recognize you need a commercial insurance company to provide coverage and protection to operate your business effectively. As with most companies, there are many commercial agencies you could choose. That fact makes it challenging to select the one right for your company or family needs.
Reviews (8)
Wanda Ivett Torruellas
Wanda Ivett Torruellas
Nov 08, 2017
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Superb service is what you will get when with DernCo Insurance. Rich Dern is committed to delivering a phenomenal customer service experience and ensuring your insurance products meet your needs. He has had me as a committed customer for over 10 years. I highly recommend DernCo Insurance.
Michele Melton
Michele Melton
Oct 04, 2017
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Trish Steffen is the best! Excellent client service. We are very pleased!
Rosemarie Annonson
Rosemarie Annonson
Sep 28, 2017
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So far so good. I saved over four hundred dollars and have more coverage plus my premiums should go down not up if I don't have any claims. My representative came recommended and did an excellent job making understanding easy and fast. I just hate dealing with new companies for any service but Trish took me thru the new policy line by line with my old for comparison and promises to be there for me should any questions arise. I have rated low as I do not know what kinds of hoops I might have to jump should a claim arise but so far very good.
Heath Redwine
Heath Redwine
Sep 25, 2017
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Macree at DernCo is a very knowledgeable, honest insurance professional that I would not hesitate to refer any family or friends of mine.
Eva Videkovich
Eva Videkovich
Aug 28, 2017
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This was the best insurance experience ever! I sent in my current insurance information and Trish was able to find not only better coverage, but saved me money. I am telling everyone I know to give her and Dern Co a call. Best choice I have made in a while!
Elizabeth Rathkamp
Elizabeth Rathkamp
Aug 05, 2017
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Trish did an excellent job of explaining all of the options available and helped us to make a great decision. We are saving tons of money and gaining great coverage. She went above and beyond to make sure we were satisfied. We highly recommend her to help you with all your insurance needs!
Cheri Larson
Cheri Larson
Jun 29, 2017
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Customer service is awesome.and we saved alot by switching insurance and Trish was a great help going over our coverage too
Trisha Steffen
Trisha Steffen
Jun 24, 2017
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This agency prides itself on client satisfaction and goes the extra mile for every client.