To be better for our members by making a positive difference in their lives and in the communities we serve. Credit Unions are not for profit financial cooperatives built to improve the financial lives of the members they serve. Unlike banks, we have no outside stockholders, so we operate solely for the benefit of our members.
Because of this structure and focus, we typically charge fewer fees than banks, in addition to having competitive rates. A recent independent study revealed we save members an average of $353 per year as compared to banks in our markets. If you live, work, or even have a relative in one of our 40 southern Indiana and northern Kentucky membership counties, you can be a member, too!
Because of this structure and focus, we typically charge fewer fees than banks, in addition to having competitive rates. A recent independent study revealed we save members an average of $353 per year as compared to banks in our markets. If you live, work, or even have a relative in one of our 40 southern Indiana and northern Kentucky membership counties, you can be a member, too!
Services
To activate your personal credit or debit card, set or change your PIN, or if you have issues with your card, call: 800.862.0760. We will respond to your email within one business day. If you are sending secure documents or personal information, such as your account number, please use the Secure Messages option to the left.
The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit. Methodology: The national average credit card APR is comprised of 100 of the most popular credit cards in the country, including cards from dozens of leading U.S. issuers.
Greater Option, or GO Loans, from Hoosier Hills Credit Union were built to get you into your next home purchase more easily. Now, high down payments and credit scores that aren't yet where you might want them to be no longer stand in your way. Purchase, refinance or convert equity into available funds.
Use the benefits of your Credit Union membership to finance your home at great rates and with lower fees. We make our decisions locally, allowing us to get to know your situation and provide quick turnaround time on approvals. Plus, we service our loans locally. We'll be with you from your first questions to your last payment.
Whether you have unexpected bills or would like to improve the value of your home, our lending experts can help you determine your best opportunities. Home Equity Loans allow you to use the value in your home to bridge financial gaps at lower rates than credit cards or unsecured loans. And with our competitive rates, low fees, and commitment to serving our members, we can help you turn your opportunity into a success story!
Reviews (8)
Emma Thompson
Jun 14, 2021
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Today's experience can be added to the numerous great interactions I've had with HHCU! I made it in during a less busy time, around 2 pm, and Sheila was immediately available to help.
With her help, I was able to open a new account, apply for an HHCU credit card, and even refinance my auto loan a whole 10% lower than what I was paying before! Sheila was incredibly helpful and nice through the whole process.
Thank you, HHCU, for the help along my financial journey. I highly recommend this establishment for new customers, and look forward to coming back in the next phase of life.
With her help, I was able to open a new account, apply for an HHCU credit card, and even refinance my auto loan a whole 10% lower than what I was paying before! Sheila was incredibly helpful and nice through the whole process.
Thank you, HHCU, for the help along my financial journey. I highly recommend this establishment for new customers, and look forward to coming back in the next phase of life.
Macy Campbell
Mar 03, 2021
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I go to pay for my food on a Saturday and card is declined. Plenty of money in the account. They froze my card. Reason? I have no clue, since they didn't give me the courtesy to call me first, send an email or a push notification in this age of technology. No excuses why you don't contact someone BEFORE locking their card. I called number on back of the card. Of course I can't talk to anyone because it's Saturday. So you got time to lock cards on a Saturday but no time to notify a customer. That's not good service. I'll be looking for another bank.
Jason Milka Aquaman
Jan 18, 2021
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Milynne Romans
Jan 14, 2020
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Well, how do I begin? I am a SERVER so I get a ton of ones on a daily basis. Whenever I bring these in the women who work there get very frustrated! One woman even told me to organize the ones by putting them the same way (which she had stated in a very very unfriendly way). She was annoyed that she had to count them, however, there is a counting machine that she could have used!!!! She didn’t even use it!!!! She had the worst attitude. Also, my bank account got hacked twice during the summertime along with a few other individuals who banked there. So, I had decided to start banking somewhere
Pheona Bailey
Oct 17, 2019
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Been with this bank for over four years and had too many issues to count. Rude customer service. CONSTANT issues with fraud charges and not returning the funds. Poor Security as well - I received several email notices over the years that their information had been hacked and patrons needed to pay close attention to their account activity the next fews days until the issue was resolved. Very Poor Credit Union.
David Gaither
Dec 30, 2018
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James Evans
Aug 27, 2018
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Been with them for over ten years, and now going to pull my bank accounts from this organization. Staff used to be friendly, but customer service has absoulty dissolved. Had a teller angry I was depositing a check 15 mins before closing. When asked to talk to the BM, was told she does not see customers after a certain time. Just called phone line, and the woman was rude and unhelpful, because I should have known already. With drawing my money, and going over to another bank.
Selena Lovellette
Sep 12, 2016
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