At Panhandle Credit Union, we are held together by our members, essential workers, & business owners, who stop at nothing to serve our community. Panhandle Credit Union is a leading Florida Credit Union with a 5 Star rating by Bauer Financial. We offer a range of financial solutions including Personal Accounts, Business Accounts, Mortgages, Auto Loans, Personal Loans, and more.
Bank with us online or at one of our convenient branches. We provide links to third party websites, independent from Panhandle Credit Union. These links are provided only as a convenience, we do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Panhandle Credit Union.
Bank with us online or at one of our convenient branches. We provide links to third party websites, independent from Panhandle Credit Union. These links are provided only as a convenience, we do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Panhandle Credit Union.
Services
Opening a Share Savings Account establishes your membership in Panhandle Credit Union. A minimum balance of $5.00 is required at all times. This amount buys a share of ownership in the Credit Union. Dividend rates are competitive too! They are paid monthly on an average daily balance of $100.00 or more.
Discounted Gift Cards*: You can purchase gift cards worth $25 from well-known merchants for friends, family members or even yourself while enjoying discounts off the face value of each card. Everywhere Cash Savings**: Saving at favorite retailers has never been easier! Members can simply go online and click or print their way to savings.
PAT is your 24-hour telephone teller for Panhandle Credit Union. PAT is conveniently available anytime of the day or night, on weekends, and even on holidays.! You can take care of transactions right over the telephone. Before calling you will need the following information to access your account: 1 Your account number, this is your member number and is printed in the upper right-hand corner of your monthly statement.
Panhandle's Visa Classic and Visa Platinum Credit Cards both have excellent features and benefits:. CU Rewards - Earn points every time you use your credit card; redeemable for travel, merchandise, event tickets, and more. You can even donate your Reward Points to a charity. Enroll today with our FREE, easy-to-use app to manage and control your card activity from your mobile device.
Your Visa(R) Debit Card from Panhandle Credit Union (PCU) is the perfect way to pay for almost everything, every day - online and in stores and earn valuable points they can be redeemed from our catalog which has the hottest items from the brands you love. Let your points help you escape the everyday and redeem for a trip of a lifetime or a weekend getaway or for major retail gift cards!
Reviews (10)
Melissa Guynn
Sep 27, 2021
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I have banked with Panhandle for several years. In fact, it is the first place where I started banking after my first job. When I got married, we chose another local institution, but then decided to go back to Panhandle because of the customer service and reliability. I will not bank at any other place.
Andy Jorgensen
Sep 26, 2021
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Jody Waller
Sep 11, 2021
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Terri White
May 04, 2021
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Jessie
Nov 10, 2020
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In the past, I have liked this bank. However, I'm now having huge issues with this bank. They have caused my credit score to drop 70 points twice in the past year by doing a hard check on me when considering applying for a loan. I only inquired about this loan because this bank kept sending me advertisements in the mail about switching my car loan over to them from Ford and how I will save money by doing so. I have spoken with Tonya, Hwy 231 Branch, and Kristen Ellzey, Panama City Branch, and they are of no help, nor are they trying. Kristen is very rude and defensive, talks over me, doesn't let
Chyna Kane
Oct 28, 2020
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Went through drive thru today 06/5/20 at the MLK location to get a print out my bank statement and was told that it was 18 pages which would be $18.00. I then told the teller that I wasn’t gonna pay that amount and that I would print myself. I then went to print and was unable to get into my account and found that to be odd being that I had logged in the night before. I finally got a teller at a different location who was very pleasant and helped me to get in and it was only 11 pages instead of the 18 that I was told. Out of all the Panhandle credit unions this is the only one that I always seem
Lex Massalina
Aug 03, 2020
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Megan Baxley
Jun 04, 2020
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Nicolas Obrien
Jul 18, 2019
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Horrible bank. I do not recommend it for anyone. They never pick up there phones and there is always problems with ether the card or the online banking. The cards are cheaply made and the print rubs off of them very easily and they are very fragile. PAT the automated line you can call to check your balance NEVER works. I have had nothing but problems from Panhandle and will be choosing another bank very soon.
Steven Nazaruk
Jan 21, 2019
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