Due to technical circumstances outside of our control, we must close our Elwood office and branch ATM for the remainder of the day. We apologize for the inconvenience. You may still use the night depository at the branch and we will post your deposit ASAP tomorrow morning. Please use our ATM located at the Dollar General Store parking lot off of SR 13 in south Elwood.
That ATM is still up, online and ready to serve you! Madison County Federal Credit Union Makes $1000 Donation to Falls Park in Celebration of 1st Anniversary in Pendleton. MCFCU plans to continue to focus on its mission and 86-year history of serving members and communities.
That ATM is still up, online and ready to serve you! Madison County Federal Credit Union Makes $1000 Donation to Falls Park in Celebration of 1st Anniversary in Pendleton. MCFCU plans to continue to focus on its mission and 86-year history of serving members and communities.
Services
Share accounts are credit union savings accounts. Dividends are earnings (interest) credited to a member's share accounts. Share accounts with average daily balances of $50.00 or more at the end of the period receive dividends, which are paid monthly. Dividend rates may fluctuate since it depends on the net earnings of the credit union for that period.
Payroll deduction is the backbone of Madison County Federal Credit Union. There is not a more convenient method of making deposits or loan payments than direct deposit and payroll deduction. Payroll deduction is often called the "painless way to save." Automatic deposits of your entire paycheck or recurring government payment (social security, VA, etc.) are also available.
Madison County Federal Credit Union continues to be committed to our Members' security. That's why our Madison County Federal Credit Union Mastercard Debit Card now comes embedded with encrypted microchip technology. Smart Chip Debit cards, or EMV cards, like ours mean added layers of security and protection from fraud for you.
Madison County Federal Credit Union provides Automated Teller access to your regular savings and share draft accounts. For your personal convenience we are part of the Pulse/Money Station/Jeanie network. With our ATM/MasterMoney card you can access cash from any machine displaying the AMERICAN EXPRESS "EXPRESS CASH", CIRRUS, DISCOVER, JEANIE, MASTERCARD, PLUS, PULSE, and VISA symbols both locally and worldwide.
Madison County Federal Credit Union has added even more value to your debit/checking account! Your debit/checking account has great financial tools and protections for you and your family to enjoy. Once you are registered for IDProtect - Identity Theft Monitoring and Resolution Service, you can access your benefits at ClubChecking.com or with the Club Checking Mobile App (available on IOS and Android phones)!
Reviews (6)
James Thiemet
Jan 03, 2021
Report
Holly Ackerman
Jun 14, 2020
Report
Absolutely terrible. Was a nightmare experience for my family member dealing with them for a mortgage loan. They ended up costing her thousands of dollars in tax penalties because of false information that was provided. Closing was delayed with less than a week’s notice. Poor/nonexistent communication, very disorganized, and they do not seem to care about their customers whatsoever. Do yourself a favor and take your business and money elsewhere.
Bonnie Reed
Dec 02, 2019
Report
Will Casey
Dec 03, 2017
Report
Shawn Campbell
Jul 04, 2017
Report
It is very rare that I would fill out a review for any company organization or group. I will however be happy to say this Credit Union has treated me and my family very well. We have been with MADCO since 2006. They have been very helpful in banking and lending for us. We even went through some hard times in 2010 and they worked with us. MADCO tries to help its members to stay on top and get ahead of things. Yes I sound like a commercial but I know the other banks I had been with in the past would never have went out of their way to help. The "Big Corporate Banks" would have just closed accounts
Joelmomma
Nov 20, 2016
Report
