Cooperative Business Assistance
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Cooperative Business Assistance
Are you a small business in South Jersey or Philadelphia that needs money to start, grow or pivot your business?. CBAC values the health and safety of all staff, loan clients, small businesses seeking assistance, and partners and stakeholders. We thank you for your patience as we continue to experience a high volume of inquiries.

We are still working with the New Jersey Economic Development Authority (NJEDA), federal agencies, and other partners to assist small businesses during the pandemic by offering several loan programs.
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We were created in 1987 to encourage the growth and stability of small businesses in Southern New Jersey and Philadelphia, helping them to create jobs in our communities and fully contribute to our regional economy. As the premier Microlender in the South Jersey region, we achieve our mission by making direct, transparent, fair, and competitive interest rate loans with low fees.
We also stand together with the Asian & Pacific Islander communities and other members of the BIPOC (Black Indigenous Persons of Color) communities, who continue to experience inequitable treatment due to systemic racism, and conscious and unconscious bias.

On the anniversary of his death, we continue to be heartbroken by the horrible, unjustifiable death of George Floyd, the loss of Breonna Taylor and countless others, and the devastation faced by their families, communities, and our nation.We do not want their deaths to be in vain.
Harry Stone joined CBAC in 1999. As President/Chief Executive Officer of CBAC, he manages all lending and technical assistance activities and working relationships with various local, state, and federal stakeholders. For the past 40 years, Harry has worked in commercial lending and economic development; serving in positions such as President, Director of Lending, Branch Manager, and Commercial Loan Officer in Southern New Jersey and Philadelphia.
CBAC offers training, coaching, and technical assistance in many areas of business operations and marketing! You might have heard the saying, "you don't know what you don't know." CBAC is here to help you through the loan application process, throughout the life of your loan, and even after you have paid off the loan if you need us.
Now, more than ever, CBAC could not help small businesses thrive and contribute to our regional economy without partners like you. We work with banks and lenders, accounting firms, attorneys, Realtors and other real estate professionals, and local and county government agencies throughout the region to help your clients and constituents get the financing they need to grow their businesses and improve our communities.
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