Philo Exchange Bank

When you need to borrow, rely on Philo Exchange Bank! We offer a full line of loans, including personal, vehicle, real estate, agriculture, and business. All of our loans feature competitive interest rates, along with a choice of terms and repayment methods.plus the convenience of local approval! Please contact our loan department at our Allerton or Philo location for assistance with your loan needs.

At Philo Exchange Bank, we offer a variety of checking accounts to suit a diverse set of needs with our personal and commercial accounts. Minimum balance and minimum service charges waived if one of the following applies: customer is 21 year of age or younger, customer is 50 years or older, or customer has a monthly direct deposit into the account.

Any adult covered by a high-deductible health plan may establish an HSA for future medical expenses. Contributions can be made by you, your employer, or both. Amounts contributed to an HSA belong to the account holder and are completely portable. Funds in the account can grow tax-free through investment earnings, just like an IRA.

Philo Exchange Bank Debit Card holders may now use their cards to pay quickly and securely at stores, online, and on in-app purchases by simply using their Digital Wallet on their mobile phones! Digital Wallet payments are accepted by a growing number of retailers, online vendors, and in-app transactions.

Choose from a wide array of merchandise, travel experiences and activities, event tickets, merchant gift cards, and much more! Register for uChoose Rewards today! Then, use your Philo Exchange Bank Debit Card to start earning 1 point per $2.00 for all of your purchases - wherever you shop! Redeem points for the rewards you want most - the choices are endless!