Members Preferred Credit Union
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Members Preferred Credit Union
Where you bank matters more than ever before. Being a member with Members Preferred Credit Union (MPCU) means striving for excellence. Our trusted Idaho Falls credit union has exceeded member's expectations for more than 50 years. MPCU offers reliable and convenient member services, loan services, insurance services and more for individuals and businesses.

MPCU will always be your top, trusted financial partner. No matter what stage in life you may be, MPCU is here to help make your financial future bright. Our friendly, exceptional staff is ready to assist you with any of your financial needs. Each member matters to us, which is why we ensure you have the most versatile and secure financial options available.
Services
Send money safely and securely anywhere in the US, or to another foreign financial institution with a wire transfer. A wire transfer can be made from/ to your account or from/ to another bank or credit union domestic or international. All requests must be made in writing along with the proper documentation to complete the wire transfer.
We understand the process of purchasing a new or used vehicle can be a hassle and sometimes seems intimidating. No matter what type of vehicle you are in the market for, Members Preferred Credit Union is here to help make the process easier. We offer open-ended lending, with great rates, minimal fees and convenient payment options, to make purchasing your vehicle as easy as possible.
Our credit builder loan can help you rebuild your credit, or establish credit as a first-time borrower. This gives you the chance to build credit and create a savings account at the same time. Our loan staff will not only help you obtain the loan, they will also guide you in other ways to improve your credit history.
GAP is available on vehicle, boat, motorcycle or RV's. If it happens to get stolen or involved in a major accident, GAP could protect your investment. During the first few years, vehicles tend to depreciate faster than loan balances. Most insurance policies only cover the value of your vehicle if they are stolen or wrecked.
Even the most reliable vehicle can develop a mechanical problem. That is why Members Preferred Credit Union offers MBP to members. When you experience a mechanical failure, MBP can help ensure that your investment is protected, and reduces the possibility of out-of-pocket expense when your vehicle suffers an unexpected mechanical failure.
Reviews (10)
Colton Haack
Colton Haack
Dec 20, 2021
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I have been with this bank for over two years now and I can't say I've ever had a negative experience. Josh is super easy to work with and all the tellers are kind and ready to help with anything.
Russ Livesay
Russ Livesay
Oct 06, 2020
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Great bank to do business with. They have always treated me exceptionally well and had great service. I've had no problems getting loans, and they are the quintessential "friendly" small bank. Love it.
Bobby Thomas
Bobby Thomas
Jul 10, 2020
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I've worked with MPCU for the last two years. My experience has been amazing. They are easy to talk to, they treat me like a human, and they go the extra mile to help you save money. They'll do the same for you!
Rocio Mora
Rocio Mora
Oct 16, 2019
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If i could give this bank a lower rating i would, it has been one of the worst banks i have banked with, not only do they have bad customer service but they keep increasing my loan payment on my truck according to them because my insurance papers aren't detailed enough even after many attempts to fix the problem they would still continue to give excuses of why the payment had not gone down. If you are looking for a loan this is not the place to get one absolutely ridiculous you will save your self alot of headaches if you get a loan with another bank.
Kelly Jensen
Kelly Jensen
Sep 25, 2018
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Its great working with these guys. Josh is our go to guy, and Maria is awesome too. Great lenders!
Ty
Ty
Sep 13, 2018
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Absolutely the WORST bank! I made less than $10 off of $18,000 over one year in a standard bank account. They switched it to money market which improved but my new bank still did better. They had a deal on cds with a higher interest rate and I was ready to pull the trigger when they told me it had to be “new” money. I was livid. I’m now 100% with mountain America. This bank is just awful. Oh back in the day they wouldn’t give me a loan to start building credit and they do everything over paper in person. Such a pain in today’s world. Website is from like the 90s. Just don’t do it. Please
Mark Baronian
Mark Baronian
Aug 31, 2018
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I have been a member of MPCU now for almost 30 years. In that time I have had payments to a couple of vendors who have not provided services or products that have been paid for with my Visa debit card and the Credit Union has refunded those payments to my account immediately and gone after the vendors themselves.
In that time I have also taken a couple of loans that have gone very smooth. I'm not saying that in the almost 30 years that I have been with this Credit Union that there hasn't been a hiccup or two but they have been immediately and cheerfully resolved to the point to where I don't even
Jordyn'S. Music
Jordyn'S. Music
Jul 08, 2018
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I love the banker, Maria. She’s so sweet and easy to work with. Very knowledgeable.
Opetyr
Opetyr
Aug 09, 2017
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Tried to use my card but was declined. Tried to connect to their website and it is a forbidden website. I have over 10k and was stuck without any money in another city with no place to sleep or eat. I tried to use it at an atm and was declined. I was able to talk to their fraud department and they had no clue was going on.
DO NOT USE THIS SCAM OF A "BUSINESS".
Carson Wetzel
Carson Wetzel
Jul 21, 2017
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Worst credit union on the planet. I've used about every credit union and Bank in Idaho falls area. This is by far the worst of them all. Card services is a clown show. They are liars and no one that knows what they are doing. Service is rediculas and slower than tar. They are unwilling to help when you have an issue with an account or a card. I'd rather trust my money to a 5 year old than this bank. They lie about everything and refuse to admit when they make a mistake. The worst. Stay away!!