As first time home buyers, Geoff made the mortgage process a breeze. From arranging face-to-face meetings to countless phone calls/texts talking us through the steps and answering our millions of questions, we felt like well-informed borrowers when it came to closing day. He worked with our realtor and even came to the closing to ensure everything ran as smoothly as possible.
His communication is stellar, responding almost instantaneously during all hours of the day. He has a great portal for submitting necessary loan documents. Geoff goes above and beyond to meet the clients needs and definitely makes the experience personal. Everyone throughout the home-buying process agreed we found a gem in Geoff as our mortgage broker!
His communication is stellar, responding almost instantaneously during all hours of the day. He has a great portal for submitting necessary loan documents. Geoff goes above and beyond to meet the clients needs and definitely makes the experience personal. Everyone throughout the home-buying process agreed we found a gem in Geoff as our mortgage broker!
Services
We're glad you asked! There's a ton of great reasons to let us help you find the right financing option, but here are some of our favorites:. We have decades of experience in home finance. Most people will only go through the mortgage process a handful of times in their lifetime. The multitude of options available can be confusing and stressful.
Mortgage Brokers (or as we are sometimes called, Independent Mortgage Experts) are required to take at least 8 hours of continuing education a year. In order to become a licensed Independent Mortgage Loan Originator (MLO), an individual has to complete at least 20 hours of training on mortgage products, legal compliance and ethics from a Nationwide Multistate Licensing System (NMLS) approved independent provider.
Our Website strives to ensure that its services are accessible to people with disabilities. Our Website has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Reviews (8)
Patrick Hance
Jun 16, 2021
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Elizabeth Moon Carter
Jan 05, 2021
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Geoff assisted us with our refinancing. He was incredibly helpful every step of the way. Even when we hit a snag, he went above and beyond to explain our questions, straighten out the issue, and give us options. In spite of all the issues presented by the pandemic, he helped us navigate the process and successfully close with a great rate. Can't thank him enough!
Harold Gamble
Sep 16, 2020
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Geoff Stocki and his team were OUTSTANDING!! We were NEVER kept in the dark concerning our financing. He went to work on OUR behalf and we closed with a rate we would NEVER had imagined. He is aware of the intricacies of the mortgage business and works for you . If I could give 6 STARS I would. This is a real review and I STRONGLY recommend to reach out to Geoffery Stocki and the " New Horizon's Team". A VERY satisfied customer!!
Ugur Cetin
Sep 08, 2019
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Anthony Stepowki
Jul 17, 2019
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Lindsey Scopel
Nov 23, 2018
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Denise Rowe
Jul 27, 2018
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As first time home buyers, Geoff made the mortgage process a breeze. From arranging face-to-face meetings to countless phone calls/texts talking us through the steps and answering our millions of questions, we felt like well-informed borrowers when it came to closing day. He worked with our realtor and even came to the closing to ensure everything ran as smoothly as possible. His communication is stellar, responding almost instantaneously during all hours of the day. He has a great portal for submitting necessary loan documents. Geoff goes above and beyond to meet the clients needs and definitely
Juliana Simpson
Jun 29, 2018
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