We work with you to determine the unique risks your family faces and identify how our insurance products can help you mitigate those risks at competitive rates. Businesses professionals face unique risks that general liability insurance simply isn't designed to cover. We can help you identify the coverage types that best protect your demands.
We've partnered with some of the biggest names in the insurance business to bring you a wide range of business insurance options to meet your unique protection needs. Generazio Associates is licensed to operate in New Jersey, California, New York, Connecticut, Pennsylvania and a dozen other states throughout the East Coast.
We've partnered with some of the biggest names in the insurance business to bring you a wide range of business insurance options to meet your unique protection needs. Generazio Associates is licensed to operate in New Jersey, California, New York, Connecticut, Pennsylvania and a dozen other states throughout the East Coast.
Services
Almost 50 years ago, John and Gerry Generazio started their insurance agency from the front porch of their Northern New Jersey home. Working with one desk, a chair and the Yellow Pages, they began a business that has grown significantly since its start in 1971. Today, Generazio Associates is licensed to operate in New Jersey, California, New York, Connecticut, Pennsylvania and a dozen other states throughout the East Coast.
Insurance has a long history of serving the personal insurance needs of families throughout New Jersey, Connecticut, Pennsylvania, New York, and more since 1971. We are an independent insurance agency that believes our strategic insurance partnerships allow us to create customized insurance policies that meet your unique and personal needs.
Getting the right auto insurance for you and your family is one of the most important things you can do as a driver in any state. It is rarely enough to get the state's minimum requirement, but many drivers have little information about how to get the right amount of coverage without overpaying. Of course, you also don't want to get the cheapest insurance available because these discounted prices almost always come at the cost of coverage.
For most people, a home is the single largest investment they will make. While there are some things all homes have in common, there are also items that make each home unique. You want to protect the investment you've made in your home, but you also want to make sure you have the right kind of insurance protection to meet the needs of your family and your home.
Most people are surprised, and some are even shocked to discover that flood insurance isn't included in their home insurance policies. More to the point, it is specifically excluded from insurance protection through your homeowner's policy. Most people will simply purchase flood insurance through The National Flood Insurance Program (The NFIP) only to be blindsided with the reality of the coverage limits.
Reviews (10)
Stephanie Shjarback
Jan 20, 2022
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I am a long time customer and Melinda Hines has been my Personal Lines Account Manager at GA for a few years now. Melinda is invaluable!! She is so responsive, friendly and treats me like I am her priority every time I contact her, I am sure she treats all of her customers that way! I recently had an unsavory insurance issue from a car accident and Melinda went above and beyond to help me come to a resolution, this is one example of how invaluable she is! I recommend you go to Melina Hines at GA for your insurance needs.
Brandon Adamczyk
Jan 17, 2022
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Positive: Professionalism, Quality, Responsiveness, Value
Have been using Generazio Associates since I purchased my first home 5 years ago with Adam Lessign. Rich and Tami are always there to help and guide me in the right direction with my home and auto. Whenever I have a question or concern, they answer right away. If they find better coverage for me, I hear from them.
Have been using Generazio Associates since I purchased my first home 5 years ago with Adam Lessign. Rich and Tami are always there to help and guide me in the right direction with my home and auto. Whenever I have a question or concern, they answer right away. If they find better coverage for me, I hear from them.
Frank Russo
Dec 02, 2021
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I called to get a quote for homeowners insurance. Jennifer answered. I told her my daughter referred me. She said I’ll transfer you to Tammy. The phone rang and then I was disconnected. I tried to call back. Went to Jennifer’s voicemail. I left my name and number and relayed I was disconnected after she transferred me. Never got a call back; over a week ago.
11/16/21 update
Michele called me to apologize that my voicemail message never recorded, that’s why I never received a call back. She was able to track the call after the incident. She called until she was able to speak to me personally
11/16/21 update
Michele called me to apologize that my voicemail message never recorded, that’s why I never received a call back. She was able to track the call after the incident. She called until she was able to speak to me personally
Kevin Williams
Sep 30, 2021
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Positive: Professionalism, Quality, Responsiveness
Melinda helps me with all my questions and concerns. She genuinely cares about each customer and wants to ensure that we are taken care of. During the hurricane, she has consistently checked on me to make sure that any and everything is provided during this horrific natural disaster. Thanks Again
Melinda helps me with all my questions and concerns. She genuinely cares about each customer and wants to ensure that we are taken care of. During the hurricane, she has consistently checked on me to make sure that any and everything is provided during this horrific natural disaster. Thanks Again
Logan
Sep 17, 2021
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I was getting cancelled unexpectedly by my insurance company because of supposed roof issues. Hired a roofer to fix the initial “problem”, then the insurance company says I needed to fix the whole roof. Melinda Hines found me 2 other insurance companies with comparable rates to the cancelled one. She found them over Labor Day weekend, when she was supposed to be off. That saved me a headache for the following week. Very kind and very professional.
Ida Rivera
Jun 16, 2021
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Raymond Stelter
Jun 10, 2021
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Jason Bonn
Sep 17, 2020
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Rich came recommended from someone we trusted -- and we couldn't have been happier. We've been working/in contact with him for the past 6 months. He's helped us be patient and find the best homeowner's insurance -- and now auto insurance.
He's not only effective in helping you, but his responsiveness and overall friendliness is top notch. I couldn't recommend him highly enough.
He's not only effective in helping you, but his responsiveness and overall friendliness is top notch. I couldn't recommend him highly enough.
Danielle Puorro
Nov 23, 2019
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I highly recommend Generazio! I use them for both car insurance and renter's insurance. Vanessa Velez is fantastic! She always reminds me when I have a payment due. I moved several times and they update my renter's insurance address with no issues. Chris Puorro handles my car insurance. Everyone is friendly, professional and prompt to reply to emails. I would trust the team with all of my insurance needs!
Lisa Piatt
Jul 09, 2019
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I highly recommend Generazio Associates! Vanessa Velez has been a wonderful agent, promptly answering any of my questions! When she can't give an answer immediately, she figures it out and gets back to me as soon as humanly possible! Through the whole house purchasing process and renewal of policies, this company has been one of the only companies who KNOW what their doing and treat their clients wonderfully! Thanks to Vanessa and Generazio Associates!
