Notice: Hometown Credit Union takes great care to guard your Visa branded Debit and Credit card information, but there still are times when your card number may be stolen. It may be at a merchant, a website you ordered from, or from a database breach. Most card fraud occurs, not by stealing the card, but just the number.
Thieves are now making cards with stolen information and using that card at self-serve locations that do not require ID verification. For this reason, we have a fraud monitoring service for both our Debit and Credit cards. Falcon, (our fraud monitoring service) will call to see if you are the person performing the transaction triggered by a score assigned by a series of questions and also based on your normal activity.
Thieves are now making cards with stolen information and using that card at self-serve locations that do not require ID verification. For this reason, we have a fraud monitoring service for both our Debit and Credit cards. Falcon, (our fraud monitoring service) will call to see if you are the person performing the transaction triggered by a score assigned by a series of questions and also based on your normal activity.
Services
A service that allows us to cover a check written on your checking account even if it causes the account to become overdrawn. Pay may provide certain accountholders in "good standing" with the ability to overdraw their personal checking account up to $500.00. Deductible IRAs allow you to get a tax deduction now and defer taxes until you spend your IRA.
The HFCU ATM Card offers many advantages to our members. Access to ATM's worldwide is just one of them. Your ATM Card can be used at any machine where you see the Cirrus, NYCE, or Share System logos. The ATM/Check Card can be used just like the ATM Card, but also has the added benefit of use at any merchant or vendor that accepts VISA.
Financial News, Articles and Calculators to help you with your financial decisions and provide helpful information on a wide variety of financial topics. Our Financial Calculators are designed as educational tools to help you estimate answers to common financial questions. Our Financial Articles are easy-to-understand information sheets about related financial concepts and strategies.
Perfect Teller offers you instant access to your Hometown Federal Credit Union accounts 24 hours a day, 365 days a year! When you sign up to receive your account statements electronically, you will be able to view your statements from the past 5 years, using perfect teller. The agreement to receive electronic statements is pre-checked, if you choose to receive paper statements, a $2.00 per month paper statement fee will be charged.
