Todd Calamita is a fee-only financial planner located in Charlotte, North Carolina. Calamita Wealth Management provides comprehensive and objective financial planning and fiduciary investment advice to help clients organize, grow and protect their assets through life's transitions.
As a fee-only, fiduciary, and independent financial planner, Todd Calamita is never paid commissions of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice as a wealth advisor.Your finances, your future - that's the passion behind Calamita Wealth Management.
As a fee-only, fiduciary, and independent financial planner, Todd Calamita is never paid commissions of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice as a wealth advisor.Your finances, your future - that's the passion behind Calamita Wealth Management.
Services
Originally from North Carolina, Britton lives in Raleigh with his wife Stephanie raising their two beautiful boys James and Rankin. Britton spends his time playing soccer, tennis or swimming with their boys, being of service to others, and having family adventures across the country. Meeting Britton, you will clearly find that he has held a lifelong passion for investments and helping others.
Here at CALAMITA WEALTH MANAGEMENT in Charlotte North Carolina, we work closely with our clients building comprehensive financial plans tailored uniquely to each clients' personal needs and goals. Throughout the planning process, we create and utilize a written personal investment policy statement to guide the investment selection, strategy and allocation.
Every financial planning relationship begins with the "establishment" phase. Establishing the roles and expectations of both the financial planner and the client is a critical initial step to a longlasting and trusted relationship. We further clarify such important issues as fee structure, communication preferences and other often overlooked factors that are important to laying the foundation.
We will act with prudence; that is, with the skill, care, diligence, and good judgement of a professional. We will not mislead clients, and will provide conspicuous, full and and fair disclosure of all important facts. We will fully disclose and fairly manage, in our clients' favor, any unavoidable conflicts.
If you are in the market for fee only financial advisors, you may have done a quick Google search and found that there are different subsections of fee only planners based on how they are compensated. So what exactly is the difference between a fee-only financial advisor, a fee-based financial advisor, and a commission-based financial advisor?
Reviews (8)
Mary Leigh Johnston
Jun 21, 2021
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I chose Todd as my financial advisor because my father had been working with him for some time. When he came to our house to review our financial picture, we immediately felt comfortable talking to him about our money and hopes for the future. He was kind and genuine. He was thorough and thoughtful, which made us feel important because we didn't have a large amount of money to invest at the time.
I tell everyone that the Calamita team listens. They go above and beyond without question. There are few companies that reach out to customers the way they do. And they're also interested in you, your
I tell everyone that the Calamita team listens. They go above and beyond without question. There are few companies that reach out to customers the way they do. And they're also interested in you, your
Sharyn Ellison
Jun 02, 2021
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Todd has been our financial planner for over 20 years. We met him when my husband’s job transferred us to Charlotte, NC, and I took on a temp role at the wealth management firm where Todd worked. It didn’t take me long to realize what an ethical, intelligent, and honest person he is.
One thing I liked most about Todd is that he understood my fear about my financial future — specifically my fear of losing our savings. I’m not comfortable taking risks, so the stock market scared me. Todd helped me overcome this fear by patiently, thoughtfully, and thoroughly explaining ways to invest safely
One thing I liked most about Todd is that he understood my fear about my financial future — specifically my fear of losing our savings. I’m not comfortable taking risks, so the stock market scared me. Todd helped me overcome this fear by patiently, thoughtfully, and thoroughly explaining ways to invest safely
Valerie Cizl
May 14, 2021
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I started looking for a financial advisor after I moved to Charlotte, NC from Ohio. Todd and I went to the same college, and I immediately knew he was someone I could trust after meeting with him. I’ve recently gone through a long, drawn-out divorce and Todd has been able to advise me on a variety of issues and things I should consider. Knowing that someone who is an expert is doing their best to provide me a financially sound future has been one of the best parts of working with Todd.
Ann Gleason
May 02, 2021
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My husband and I started working with Todd Calamita and his team about six months ago as we began to plan for retirement and could not be more pleased. One thing that sets Todd apart from other wealth management groups we "interviewed" is the time he and his team took to really listen and learn about our lives and our family - to what is most important to us now, and what we envision for the future. Aside from expertly managing our investments, he has helped us establish a trust for our estate and has advised us on insurance and real estate planning. Thanks to Todd, we are heading towards retirement
Joshua Zitting
Apr 20, 2021
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Gale Staff
Apr 19, 2021
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When we first started working with Todd, most of our investments were tied up in my husband’s stock options. Todd suggested we diversify, so we did. A few months later my husband’s company in Charlotte was sold. We could have lost everything, but with Todd’s suggestions and guidance we did not suffer a loss.
Todd is so easy to talk to. He acts like you are his only client and I never feel rushed. He has lots of great programs that help forecast where our finances will be if we continue down the path we’re on.
I know Todd has our best interests in mind. I trust him to lead us in the right
Todd is so easy to talk to. He acts like you are his only client and I never feel rushed. He has lots of great programs that help forecast where our finances will be if we continue down the path we’re on.
I know Todd has our best interests in mind. I trust him to lead us in the right
Wilma Nieves
Apr 15, 2021
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Ann Partel
Apr 15, 2021
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€œWhen my husband and I retired, we began our search for a Certified Financial Planner in the Charlotte area. We both interviewed Todd separately and chose him. We trust him with our life savings just like we trust our health to our family doctor.
He answers our questions honestly and frankly. He communicates with us during good times, and he’s always there when financial conditions get tough. He’s helped us maneuver through recessions, financial collapses, a pandemic, and even buying a second home. His professionalism and knowledge always impress me. We’ve referred him to several friends
He answers our questions honestly and frankly. He communicates with us during good times, and he’s always there when financial conditions get tough. He’s helped us maneuver through recessions, financial collapses, a pandemic, and even buying a second home. His professionalism and knowledge always impress me. We’ve referred him to several friends
