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After doing Conventional and Government aka "Bank" based loans since 1996, it became evident that there was a growing need for "Private Lender" based loans in the Real Estate loan market. Now that the "credit crunch" is upon us, the demand for Hard Money loans has significantly increased. No bank guidelines to meet! Simplified, people to people lending.

Borrowers seek these funds, even at the higher interest rates as we are able to provide the funds very quickly, with no credit qualifying, strictly EQUITY qualifying is involved. With the values so low currently, many investors are taking advantage of the prices, but need their transactions closed faster than bank loans.
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The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs. The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
Reviews (12)
Julian Castillo
Julian Castillo
Oct 28, 2021
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Positive: Professionalism, Quality
Business Loan Lady is very responsive.I used their short term loan service they providing me the business loan very quickly. Thank you!!
Justina M.
Justina M.
Oct 01, 2021
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Positive: Professionalism, Quality, Responsiveness
Great service,really good with following up on making sure you receive your loan. Highly recommend Business Loan Lady!
Tawny Pfeiffer
Tawny Pfeiffer
Sep 23, 2021
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Positive: Professionalism, Quality, Responsiveness
I am very happy with the excellent service I have received and I will continue to deal with Business Loan Lady. I would recommend other businesses to get on board it certainly takes all of the worry out of running a business.
Yek
Yek
Jan 11, 2019
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Diane was amazing to work with. Nothing but a positive can do attitude that was really assuring during the longer than expected time to close at no fault of Diane but just bad timing on my part and a difficult employer.
I don't know what I would have done without with diligent hard work and guidance. Very responsive and communicative. I look forward to working with her again in the future.
Larry Reid
Larry Reid
Sep 27, 2018
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Patti and Alex are both very nice and knowledgeable people. The loan lady does a lot to better the community and the whole moringo basin. Integrity and great values can be found here.
Anathea M.
Anathea M.
Feb 16, 2018
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Patti knows her stuff and will do her best to get you the loan you need . Her office staff are friendly, and professional and are always available to answer any questions you might have. I Would use her again and be confident to refer my family and friends. GREAT PLACE to do business.
Envy Salon
Envy Salon
Jan 09, 2018
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Patti is extremely knowledgeable about hard money loans and can give you options you never thought was possible. Shes amazing.
Dustin Moore
Dustin Moore
Jul 31, 2017
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I wouldn't go anywhere else. Even though the loan lady is most people's last resort, she could give you the exciting news of loan approval first.
Courtney Freeman
Courtney Freeman
Aug 30, 2016
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She's local and knows the area and people. I recommend her to anyone who needs a loan that can't get one through a traditional bank loan process. She's worth your time to call plus she's just a lovely person to speak with on top of her great work ethics!
Kenneth L.
Kenneth L.
Jan 29, 2016
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I've had many clients in the construction industry tell me they get their financing from Patti Brown because she is the best. She can help when other traditional lenders can't. Dont wait until your in a pickle go see her now.
Tom H.
Tom H.
Feb 26, 2015
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Its hard to write a review that does so much for people . Patti is one of the most knowledgable loan agents i've ever seen. I know a couple of her investors that are making a great return on thier investment so if you nned a loan or would like to have an investment vehicle give Patti a call
Alex Brown
Alex Brown
Oct 05, 2014
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I was able to purchase my home with the help of Patti! As I am recently Self-Employed, no bank would touch me... Even with a large down payment! Patti was great and closed the loan in only a week!
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