NEW SecurLOCK feature to protect your Debit Card! Make sure you download our SecurLOCK Equip app so you can monitor your debit card and have more control over it when you want! Northeast Texas Teachers FCU Debit Cards will come with built-in chip technology. These new cards are not only more secure - they're also easy to use.
When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud. If a merchant cannot accept chip transactions, simply swipe your card to pay. What is a Credit Union?
When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud. If a merchant cannot accept chip transactions, simply swipe your card to pay. What is a Credit Union?
Services
With continued mega-mergers of banks and the internet, the competition for financial services increases dramatically each year. Our challenge, as always, is to continue to offer you the availability and cost-saving benefits of services at your credit union as opposed to other financial institutions.
A credit card from Northeast Texas Teachers Federal Credit Union is the convenient and affordable way to make your shopping, entertainment and travel purchases. Discover the true rewards of a low rate and no hidden fees or service charges. Balance transfer opportunity (transfer balances of high-interest cards to our low-interest card).
We serve employees and their family members of public school systems who work in Red River, Titus, Camp, Morris, Franklin, Lamar, and hunt counties, Texas, including employees of Paris Junior College, Cooper ISD, and Region VIII Education Service Center. It only takes $5.00 membership fee, and depositing 5$ in a savings account to become a member.
The Annual Percentage Rate (APR) will be the dividend rate being paid on the Certificate offered as security (index) plus the percentage shown in the "% above index" column above. The Certificate must be renewed until the advance is completely paid. Failure to renew will result in default under the Plan.
To better serve our customers, we have included several calculators that will allow you to view the results of time and interest rates on your finances. You can view our Rates page to check on our current interest rates. We know that you will find our rates to be very competitive. Loan calculators are not an approval for a loan, and or for comparison purposes only.
