Start by thinking about your situation. Are you ready to buy a home? How much can you afford in a monthly mortgage payment (use our calculator to determine payment)? How much space do you need? What areas of town do you like? After you answer these questions, make a "To Do" list and start doing casual research.
Talk to friends and family, drive through neighborhoods, and look in the "Homes" section of the newspaper. There are mortgage options now available that do not require a down payment. Most normal loans are subject to a 5% or less of the purchase price. But the larger the down payment, the less you have to borrow, and the more equity you'll have.
Talk to friends and family, drive through neighborhoods, and look in the "Homes" section of the newspaper. There are mortgage options now available that do not require a down payment. Most normal loans are subject to a 5% or less of the purchase price. But the larger the down payment, the less you have to borrow, and the more equity you'll have.
Services
For first time homebuyers whose income allows them to qualify for this program. Borrowers must have 3% of their own funds to use as a down payment. For veterans only. No down payment is required for qualified veterans. 30, 25, 20, 15 and 10 year fixed rates available with a 5% down payment. We have over 25 different adjustable rate loans for borrowers to chose from.
To better serve our customers' needs, we offer a fillable Uniform Residential Loan Application that enables you to type in your information. After entering all of the data required, you can print copies for signatures and fax, email, or deliver to our office. Please note that this is a legal sizedocument 8.5in.
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