Town & Country Finance
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If you have bad credit, no credit, or a past bankruptcy, we can still help you with your credit needs! Town & Country Finance, Inc. works with people from all walks of life, but we specialize in helping those whose credit histories are holding them back.

It doesn't matter how bad or good your credit history is, we look at other things - we understand how people get into financial problems, and how it can sometimes lead to bankruptcy or a bad credit bureau score.Our application is very simple to fill out and completely confidential - give us a couple of minutes and see for yourself, there is no obligation!
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William "Bill" Hjort was raised on a farm north of Foreston, Minnesota. In the 1950s, in addition to his used farm machinery sales, crop farming and bull and hog sire service, he started a consumer finance business. In 1962 his son Bob moved home to work in the business, and it was incorporated with the name "Hjort & Son Finance, Inc.".
Reviews (7)
Melissa Curtis
Melissa Curtis
Aug 11, 2021
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Terrible place called me at work when I asked them not to or after work hours around 3: 30 wasn't possible for them took them over a YEAR to get me my Lean card and they didn't even send it to me I had to go pick it up and then they argued with me for about 20 minutes and told me I didn't have a loan through them and then after that they repeated to me it was a terrible loan it was a terrible loan think they need to reevaluate how they treat people I would go somewhere else.
Nicole Beck
Nicole Beck
Jul 30, 2021
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We got an auto loan through them and Renee was beyond sweet!
Despite the issues on the credit history, they were willing to make it work. They definitely have a small town feeling and friendly dynamic. We were able to obtain the loan same day. They gave us options with the loan and explained the process very thorough. Will definitely use them again in the future!
N. K.
N. K.
May 11, 2021
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I have been working with Town and Country Finance for years. They have helped me in both personal and buisness. Everything has always gone exceptionally smooth and easy! And the staff is wonderful.. especially Tom! 🙂 I look forward to working with them for many more years and Id highly recommend!
Tyler McQuay
Tyler McQuay
Oct 03, 2020
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Called these guys for a truck loan 3 years ago, they got loan done same day. Never had any problems
A+ service!
Rachael R.
Rachael R.
Sep 26, 2020
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Town & Country wrongfully repo'ed our truck and blamed it on the towing company's error, even though it wasn't. Our vehicle was immediately released, that time however; little did we know, the ultimate blow was yet to come. A blow that led us to seek help from the MN Department of Commerce. We are currently waiting for a mediator to begin negotiations on our behalf, and will detail the scenario when there's an outcome.
This is a very corrupt lender that lies and steals, and hides behind a good 'ol boy shtick and helping hand facade that was carefully constructed to lure-in unsuspecting loan seekers
Harlan Reynolds
Harlan Reynolds
Jul 09, 2020
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Town & country financing is the best ever Tom and his crew is really good to me I have five lawns last year-and-a-half two years now I would recommend anybody going to them thank you very much people at the accounting town & country financing from harlan Reynolds
Michelle Ly
Michelle Ly
Oct 10, 2018
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My husband and I have worked with Bill for many years. Great staff and very nice and easy to work with. I send everyone I know that is looking for a loan their way.