For more than 30 years, SureLife Insurance has been strategically helping Businesses and Individuals throughout the State of Illinois save money on a rich variety of health and welfare benefits, such as health, life, dental and other coverages. We also now serve clients in Colorado! Innovative solutions geared to boost our client's bottom line, while saving employees on out-of-pocket expenses.
A smart alternative to traditional group health, benefits are purchased by employees with pre-taxed dollars, based on individual needs. Expert assistance with regulatory compliance such as the Affordable Care Act, ERISA, COBRA and other HR policies. Employees appreciate and maximize their full benefit potential through education and by becoming consumers of their own healthcare.
A smart alternative to traditional group health, benefits are purchased by employees with pre-taxed dollars, based on individual needs. Expert assistance with regulatory compliance such as the Affordable Care Act, ERISA, COBRA and other HR policies. Employees appreciate and maximize their full benefit potential through education and by becoming consumers of their own healthcare.
Services
Sure Life Insurance has established itself as a leader in providing exceptional Employee Benefits Consulting. We are not traditional brokers who simply facilitate introductions to insurance carriers who do not have your best interests at heart. Our first and only loyalty is to you and your employees.
Health insurance costs have risen to nearly unaffordable amounts in recent years. More and more, employees are being asked to share the expenses. Specializing in a rich variety of employee benefits, such as health, life, dental, vision and more, Sure Life Insurance is constantly reviewing the marketplace for innovative ideas and strategies that attempt to both enhance the benefit offering while either lowering or maintaining the cost of a plan.
Well known, national studies have shown that employers who promote wellness oriented work environments benefit from reduced absenteeism, among other advantages, such as improving employee productivity and morale. Because the return on the investment into these programs far outweighs the costs, Sure Life Insurance has vested a great deal of time and energy into researching and developing wellness services for our clients.
Our Private Exchange is a Defined Contribution option that is less expensive and easier to offer and administer, when compared to traditional employee benefit plans. Opposite to the one size fits all model, the idea of a private exchange allows employees to choose a health insurance plan of their choice with funds (a fixed dollar amount - a defined contribution) given to them (set aside) by the employer and/or by pre-tax payroll deductions.
Typical Group Life and Disability insurance offered to employees usually only cover a fraction of a key executive's high income. Providing an enhanced, customized benefit package to wrap around the group plan for key executives not only protects the executive and his/her family, but also the business in the event of a sudden critical illness or death.
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