Lend Smart Mortgage
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Our mission statement is to demonstrate leadership through integrity, trust, knowledge and dedication to our clients and business partners. Begin your mortgage journey with Lend Smart Mortgage. Use our secure mobile or online application and get real time updates on how your loan is doing. Download the app for even more features like secure mobile document scanning and payment calculation.

What does it mean to refinance your mortgage? Refinancing your mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status. Eugenia did amazing work.
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To demonstrate leadership through integrity, knowledge and dedication to our clients and business partners. Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base.
Whether a client, partner or team member we strive to ensure our core values are demonstrated in everything we do. We recognize everyone at Lend Smart Mortgage, LLC as a leader and empower all to operate in a manner that starts with this foundation. Our mission statement is to demonstrate leadership through integrity, trust, knowledge and dedication to our clients and business partners.
With our easy to use online system, you have the ability to track your loan progress 24/7. With our secure web portal, automated notification system, and experienced professionals, you will always have someone to help you navigate questions and provide the one-on-one customer service you deserve. For nearly 25 years, Scott Flaherty has been directly involved with all aspects of mortgage lending.
A home is one of the biggest purchases of your life. That makes choosing the right mortgage loan a critical step in the home purchasing process. Our goal at Lend Smart Mortgage, LLC is to help you find the right home loan. Getting a quote is quick, simple and confidential. A conventional loan is any mortgage that is not guaranteed or insured by the US government, such as VA, FHA and USDA.
The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. As a direct mortgage lender, Lend Smart Mortgage LLC has a trusted reputation and is built on our relationships of trust, respect, and high accountability.
Reviews (10)
Christina Penrod
Christina Penrod
Jan 22, 2022
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Patience, patience,patience…… this is what we were told we were gonna need. I can say that it took Lendsmart the same motto dealing with us. Lol in the long run (and I mean long) everything finally pulled together and we have the keys to our new build. After one mortgage company saying there was nothing that can be done to Max saying this isn’t impossible but it’s gonna be rough, he wasn’t lying. Just thankful we decided to stick this out and do what we had to do, definitely worth it.
Lindsey Briggs
Lindsey Briggs
Jan 21, 2022
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I just bought a house in Nampa, ID and I highly recommend Dave Cathrae and his team. They communicated very clearly and often every step of the way through phone calls, emails and text. I felt like they were truly cheering me on the whole process! I trusted them completely and knew they always had my best interest in mind! We are thrilled!
Raquel Saucedo
Raquel Saucedo
Jan 19, 2022
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Our case was very hard (extremely) it took lots of time, energy, a lot of knowledge and Lynette and her team handled it. YAY!! They were very knowledgeable about the assistance programs and loan programs we were using so when they hit a moat hill they plowed right through it!! They are terrific!!
Peter Kubes
Peter Kubes
Jan 16, 2022
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I recently worked with Colin from Lend Smart Mortgage to buy my house. He was referred to me by a trusted realtor and I am extremely pleased with the process and results. Professional, patient, knowledgeable and friendly. I haven't used other mortgage apps before but I found it easy to use and safe.
Emily Leseman
Emily Leseman
Jan 10, 2022
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Wow. Just wow. I had a phenomenal time working with John Heinemeyer through lendsmart. I got his contact information from a family member and thought I would give him a call. I figured he would just give me what I needed and be on my merry way. But John went above and beyond all my expectations. I was a first time home buyer and he helped me through the process immensely. You could tell he cared about my wants and needs. He made getting a loan so quick and easy. He was very professional and was informative. If you are looking for someone who is down to earth, responsive, knows what they’re doing
Hailey Lislegard
Hailey Lislegard
Jan 06, 2022
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Working with Dan was awesome! He made buying my first home a breeze!
He was prompt in communicating and was always willing to answer any questions I had and was willing to take the time to explain the ins and outs of the loan and the loan process. He made my experience of buying my first home so easy! I can't say enough about my experience working with Dan. I will be recommending him to anyone I know needing a lender!
Ecaterina McCollam
Ecaterina McCollam
Jan 04, 2022
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We are so appreciative to have had the chance to work with Colin! From start to finish the communication was prompt and efficient, Colin helped us identify the best loan scenario for our needs and made the process seamless. Thank you and we absolutely recommend them!
Keri Levesque
Keri Levesque
Nov 24, 2021
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Bobby was very professional and personable during our loan process. He navigated the loan process with us keeping us informed of changes, needed information and a overcoming any glitches that arose. Bobby made us feel confident and secure throughout the process- I will only go to him for future lending needs! I highly recommend him!
Aric McCullough
Aric McCullough
Oct 20, 2021
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Dave and his team have gone above and beyond to make sure our mortgage was financed. Even working over a weekend to make sure we wouldn’t lose the time line when some issues came up. Communication was thorough and everyone so helpful. It’s nice to have a local person who cares and is willing to do what is in your best interest instead of a large bank who looks at you as number and a bottom line. Dave and his team will take care of you from the start to finish as if you were their top priority. Excellent customer service, and we can’t recommend them enough.
Kayla Ostlund
Kayla Ostlund
Oct 15, 2021
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We had a really good experience working with Colin. It is clear he is very knowledgeable and good at what he does. Colin took the time to really educate me every step of the process and that is not something I have experienced before with other lenders. Hands down would work with Colin again in the future!