DP Insurance

We established DP Insurance Agency in 1987 and since then, our company has grown to a full service insurance agency. DP Insurance provides services catering to the insurance needs of businesses, individuals, and families. We are an independent insurance agency which means you are our customers, NOT the insurance companies we contract to serve your needs.

When running a business, you HAVE to consider your liabilities. Even if you don't have a big, prosperous, business, liability insurance is essential and can be a crucial part of protecting your business and financial health. Liability insurance covers employees and customer injuries that may occur at your place of business.

Workers compensation insurance provides coverage of medical care and other compensation of benefits to employees who are insured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for tort of negligence. There is a tradeoff between the assured, limited coverage and lack of recourse outside the worker compensation system called "the compensation bargain".

Errors and Omission Insurances protect your company from claims made by clients who hold you responsible for errors or some other failure regarding the work performed as promised in your contract. Error and Omissions insurance coverage extends to both W2 employees as well as 1099 subcontractors and can be worldwide in scope.

D& O Liability provides coverage for lawsuits that arise out of wrongful acts, or errors and omission-type claims.

Examples of such claims under this policy would be: employment-related claims like negligent hiring practices or wrongful termination, acts beyond the authority of the director or officer involved including wrongful suspension of employees and or officers, selection and eligibility disputes, in addition to matters involving changes to interpretation of or implementation of rules with regards to sexual harassment, gender, race, or ethnicity.