L & L Financial Service
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We assist clients who are about to retire and those who are already retired with understanding and preparing for one of the most important chapters in their life. The client experience at L&L Financial Services is a combination of education and explanation to help clients take control and feel confident about their retirement planning and their future.

Through the development of an individual written financial plan, we will review our recommendations with clients and make adjustments as their situations change. We are also fiduciary advisors to numerous employer-sponsored retirement plans, including 401(k)s, 403(b)s, Simple IRAs, and more. We assist employers with navigating the ins and outs of establishing and running a compliant retirement plan.
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One of the many strong beliefs Kent F. Krause has is that pre-retirement planning is just as important as retirement planning. After nearly two decades in the financial services business, he understands that to be successful in retirement, individuals must begin planning before retirement. Pre-retirement planning begins by understanding clients' needs during retirement.
We help individuals and companies, and our services are exclusively tailored to each. The confidence that our clients place in us is something we take seriously. We approach retirement planning from the idea of using informative and enjoyable conversations about your life or job situation, hopes, and dreams to see where you are now and where you want to be in the years to come.
We are integrated with Lawrence & Lawrence, a certified public accounting firm, for tax- and estate-planning. Their philosophy and goal are the same as ours: Serve our clients candidly, with concern for their best interests consistent with our responsibilities to the profession and to the public.

As an independent firm, we have access to a wider variety of investment and insurance products, which allows us to better serve our clients and offer recommendations tailored to their specific situations.Our investment in technology allows us to bring the latest retirement planning tools to assist our clients in planning.
Link Disclosure: The information being provided is strictly as a courtesy. When you link to any of the websites provided here, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these websites.

Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information and programs made available through this website.When you access one of these websites, you are leaving our website and assume total responsibility and risk for your use of the websites you are linking to.
Whether you are close to retirement or currently retired, determining strategies to maximize your assets can be a challenge. Don't be caught off guard. Arm yourself with the RETIREMENT SURVIVAL GUIDE from our company. This COMPLIMENTARY GUIDE will answer some of the most frequently asked questions people have as they move to and into the retirement years.
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