ADVANTAGE FINANCIAL SOLUTIONS (AFS) mission is dedicated to building a lifelong relationship by serving the clients best interest. This includes providing the best products and services relative to cost and to earn their trust and confidence by operating in an ethical manner.
This site is designed to answer questions, address your concerns and provide options regarding long-term care insurance, short term care insurance, annuities, life insurance, medicare supplements, final expense insurance, dental insurance and tax services.For additional information or to have any product plan personalized to meet your individual needs, please contact Larry Richardson at larry@advfinsolutions.net.
This site is designed to answer questions, address your concerns and provide options regarding long-term care insurance, short term care insurance, annuities, life insurance, medicare supplements, final expense insurance, dental insurance and tax services.For additional information or to have any product plan personalized to meet your individual needs, please contact Larry Richardson at larry@advfinsolutions.net.
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This statement as our guide is what allows us to go out each and every day and make a difference in family's lives. My commitment as an independent insurance agent is backed by my efforts to provide education, advice, benefit planning, and product information/comparisons. This combination will result in assisting my clients with access to quality care, asset protection and provide independence and peace of mind for future years.
Whether you are an individual, a self-employed professional, owner of a small business, or work as an employee, you can benefit from specialized tax and financial advice from Advantage Financial Solutions (AFS). The AFS tax TEAM is Jane Richardson and Elizabeth Semler. You can be confident that the advice they provide is based on real and practical experience.
Actuarial studies show that due to increasing advancements in Medical Science, which bring a longer life span, 50% of individuals will need Long-Term Care services at some point in their lifetime. At least 70% of people over 65 will need Long-Term Care services; for women 65 and older there is about a 79% risk.
All annuities have three primary advantages: Tax Deferral, Avoidance of Probate, and a Guaranteed Income for a fixed period of time, or income for life. Unlike other types of annuities, the money in a fixed deferred annuity grows at a guaranteed minimum interest rate. That means your account value will never go down unless you choose to make withdrawals.
Original Medicare is divided into Hospital Insurance (Part A) and Medical Insurance (Part B), which are run by the federal government. Medicare Parts C and D are provided by private, Medicare-approved insurance companies. Part A is Hospital Insurance and covers costs associated with confinement in a hospital or skilled nursing facility (but not physician's fees).
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