Whether you have a single question or a complex situation Leal Financial Planning is here to help. If your situation doesn't seem to fit in the above list call me and lets talk about who might best serve your needs. When you're ready to get started please give us a call (408-679-3354)! Thanks again for visiting us online.
Services
My name is Karl Leal. As a fee-only planner, I am completely independent and I work solely for my clients. I do not sell products, nor do I receive any commissions or third-party referral fees. This allows you to receive objective financial planning advice, without conflicts of interest regarding compensation.
The Financial Planning Association (FPA(R)) is the largest membership organization for personal financial planning experts in the U.S. and includes professionals from all backgrounds and business models. FPA members are those who commit to the highest standards of professional competence, ethical conduct and clear, complete disclosure to those they serve.
I offer Fee-Only financial planning and advice on an hourly, as-needed basis, providing as little or as much help as the client may need. Much like seeking expertise and services from an attorney or tax professional -- or even your dentist or family physician -- clients seek out and schedule my financial planning expertise when they need it.
Reviews (4)
Natasha V.
Jul 23, 2021
Report
I honestly couldn't be happier with my time consulting with Karl over my finances. He's been the first financial advisor to help me navigate the world of 401Ks and investments and boy am I glad that it was him to do so!
He has immense passion for and expertise in his field, which culminates in his being able to distill complex topics into understandable and engaging conversations. Unlike some commission-based advisors, Karl is never pushy - he simply gives me the all the information that I need to make my decision. I hope to use his services for many, many years to come and would 100
He has immense passion for and expertise in his field, which culminates in his being able to distill complex topics into understandable and engaging conversations. Unlike some commission-based advisors, Karl is never pushy - he simply gives me the all the information that I need to make my decision. I hope to use his services for many, many years to come and would 100
Michael Shick
Mar 24, 2021
Report
I worked with Karl a few years ago to vet and improve the structure of my finances, for now and for retirement. Our interactions were always cordial, professional, and most importantly enlightening. I was glad to be able to take what he taught me and implement it myself rather than simply hitch my wagon to someone else who just sees me as a ticket to 1% fees forever.
By now things have changed, and its time for me to do some rearchitecting of my finances. You bet I'm going back to speak with Karl.
By now things have changed, and its time for me to do some rearchitecting of my finances. You bet I'm going back to speak with Karl.
Donna Milo
Jan 29, 2019
Report
It took me a long time to find the right person but it was well worth the wait. If you are looking for a knowledgeable, trust worthy, fee-based, financial adviser, look no further. Karl (Leal Financial Planning) was a pleasure to work with. He has fiduciary responsibility and acts in YOUR best interests. He is not compensated to sell you on specific investments. Karl, helped us sort through our assets and developed a comprehensive investment approach that aligned with our retirement plans. We are no longer paying crazy fees that ultimately wiped out most of our profits. I finally feel secure about
Anne K.
Jun 25, 2018
Report
I've worked with Karl Leal since I semi-retired 6 years ago, and since then, he has helped me flawlessly plan for a successful full retirement. I couldn't have asked for a better financial planner for my needs. I wanted to work with someone on an hourly basis, and Karl has been the perfect person for me. He's smart, honest, supportive, and creative, and tailors your plan to your individual needs and goals. He's careful, detail-oriented, highly informed, and thorough. And he also happens to be a very nice guy! I'm not the most sophisticated investor, but he's never
