JCF Lending Group provides mobile home loans, for both financing and refinancing. Founded in 1994 for the sole purpose of providing mobile home loans for consumers that live in or want to purchase a manufactured home. We have limited our business to customers who reside in mobile home parks or communities or on family, leased, rented or owned land.
JCF offers mobile home financing and manufactured home refinancing to customers with good to excellent credit. Our specialty is a "Chattel Mortgage", which refers to a mobile or manufactured home loan, where only the home will be financed. We can help with purchase or refinance, but only when the land is not invloved in the transaction.
JCF offers mobile home financing and manufactured home refinancing to customers with good to excellent credit. Our specialty is a "Chattel Mortgage", which refers to a mobile or manufactured home loan, where only the home will be financed. We can help with purchase or refinance, but only when the land is not invloved in the transaction.
Services
From the original founding date in 1994 to present time, JCF's goal has and will continue to be to provide the lowest rate and fee combination mortgage to homeowners living in manufactured, mobile, and modular homes. As of 2008, JCF added Park Model "RV" financing to the arsenal of loan programs, once frowned upon due to the industry RV label.
Q:What Mortgage Score is Needed for a Mobile Home Mortgage? A: JCF Lending Group uses credit scores that utilize a mortgage algorithm, which are normally much higher than a standard credit score found on Credit Karma for example. Overall, we require a minimum mortgage score of 660 for purchase and refinance.
JCF Lending Group offers Manufactured & Mobile Home Financing Programs for New & Used homes located in mobile home parks, manufactured home communities and on private land where the land and the home will not be financed together The homes that we finance must be titled and will be your primary residence or vacation home.
JCF Lending Group offers Mobile & Manufactured Home Refinancing Programs for homes located in mobile home parks, manufactured home communities and in cases where the land and the home are financed separately. The homes that we refinance must be titled in your name and must be your primary residence or vacation home.
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