Primary Residential Mortgage
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Primary Residential Mortgage
Hi, My name is Scott. I am a Branch Sales Manager with the Mortgage Banking Firm LeaderOne Financial Corporation. We specialize in residential home loans for real estate purchase and refinances. If you are looking for a licensed mortgage professional in New Hampshire, we have local branches in Dover, NH.

LeaderOne's mission and commitment to you is dedicated to facilitating the dream of homeownership by providing you with Five-Star Service. We believe in earning your trust by communicating to you the information you need to know, when you need to know it and by offering the right mortgage for your unique financial picture at a competitive and fair price.
Services
In Simple Terms: A buyer finds a home, negotiates the terms of a purchase contract with the seller, gets an appraisal to verify value, orders a home inspection to check under the hood, and then signs final documents at the closing table where funds are distributed.

Since local market conditions, location, rates, and property availability can complicate the process, having a trusted mortgage and real estate professional in your corner will help you avoid unnecessary anxiety.Buying a new home is literally a team sport since there are so many tasks, important timelines, documents, and responsibilities that all need special care and attention.
As rates drop or home values increase, many homeowners consider if refinancing their mortgage is worth it. If you own for an extended period, there is a high probability that you'll experience a few windows where rates drop low enough to justify a Rate and Term Refinance. A Rate and Term Refinance simply means that you are making a change to the rate or term of the loan, such as dropping from a 30 year to a 15 year note.
Reviews (10)
Mark Lazzaro
Mark Lazzaro
Dec 15, 2020
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Critical: Professionalism, Responsiveness
I was referred to Scott from a real estate agent. He took my initial call but then it was impossible to get him back on the phone. He would text and say he would call within a set amount of time and then never get back to me. I decided to go with Salem 5 and it was a good decision.
Cassandra Cavanaugh
Cassandra Cavanaugh
Aug 03, 2020
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Positive: Professionalism, Responsiveness
Scott and his team are very reliable and get the job done on time. The process with smooth from application to closing. He is dependable and easy to work with. I highly recommend his services.
Caitlin Ciaccio
Caitlin Ciaccio
Jul 30, 2020
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Scott and his team are the best in the business!!! Knowledgeable, great communication skills, and extremely efficient. Over the years I’ve worked with Scott and his team on several new purchases and refinances and he’s managed them all FLAWLESSLY. He is client oriented, very trustworthy and takes the time to walk you through the process and explain all pertinent details. I can’t thank him enough for the excellent customer service time and time again. Scott and his team is the only one you want to work with for your home purchase.
Chris Williams
Chris Williams
Jul 26, 2020
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Positive: Professionalism, Quality, Responsiveness
Scott and the team was amazing to work with! They made the mortgage process simple and effortless. I would highly recommend them to anyone looking for lending.
Marie Evans
Marie Evans
Jul 17, 2020
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Scott and his team are the absolute best - highly recommend! He went above and beyond to educate us on what was needed to make our purchase work smoothly. Extremely communicative and personable.
Kristin Isabelle
Kristin Isabelle
Jun 12, 2020
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I have had the opportunity to work with Brittany on multiple occasions and am always impressed with the outstanding level of service she provides. She is knowledgeable and transparent and is a pleasure to work with. She takes the time to help you understand the process, answer any questions you have, and genuinely wants to help you purchase a home. If you are looking for a mortgage broker to work with, definitely reach out to Brittany!
Julie Marie
Julie Marie
May 24, 2020
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This was the smoothest closing I've had. Scott was extremely helpful in all aspects. He answered all questions, provided timely follow up and completed a careful review of my settlement statement. I highly recommend him.
Brennen Rumble
Brennen Rumble
May 14, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Scott was terrific with keeping the process moving forward and helping us overcome some of the last minute hurdles. He even extended our rate lock at his expense while the transaction came together. Looking forward to our lower rate and lower payments!
Ian Coughlan
Ian Coughlan
May 09, 2020
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We worked with Scott Mertens to secure financing for our first home and couldn't have been happier with the service we received. Scott is super friendly and responsive, he'll get you any pre-app letter you need in a matter of minutes. He's a math-god and can explain figures in a way that's understandable for us mere mathematical mortals! He made sure my wife and I understood every line item and feature of our loan and was available whenever we needed him. Awesome to work with, highly recommended!
Terry Jacques
Terry Jacques
Nov 16, 2019
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Brittany was AMAZING throughout the entire home-buying process. She made sure that as we went through each step, we felt comfortable with what was going on and knew exactly what we needed to do. When it came time to talk about money and financial figures, she explained every single cost thoroughly and how it would impact the final sale. I can't say enough nice things about her and would recommend her to everyone!