Advantage One Credit Union
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Advantage One Credit Union
Since 1952, our mission has been serving members, and although times have changed, our commitment to helping our members hasn't. In these challenging times we continue to be fully staffed and meet the needs of over 16,000 Michigan residents. We're in this together. Tell your friends, family and colleagues how much you like us, and you both could earn cash.

Online access to your Advantage One accounts means checking balances, mobile deposits, monitoring activity, and transferring funds - it's just a tap away.
Services
Whether you're saving for a rainy day, future education expenses, health care or anything else, Advantage One's savings account options put you in control. Ready to join Advantage One for a better experience? This account gets the ball rolling. Once you open it, you can apply for all of the loans, mortgages, checking and savings accounts we offer, plus our services, resources and special member discounts.
Whether you're saving for college, retirement or something special for your family, Advantage One offers a safe way to make some extra money. Whether you decide on a six-month or 60-month Certificate of Deposit - or something in between - you'll earn more than you would with a traditional savings account.
Saving up for something special? No doubt you want to reach your goals as fast as possible. A Money Market offers higher rates than most traditional savings accounts without tying your funds up for months or years at a time. This is an attractive option for members looking for stability while earning a competitive return.
From school teachers to coaches to clergy, parents get help from a lot of others as they try to raise their children right. At Advantage One, we'd also like to play a small part. Our two programs for young people can help parents teach lessons about financial responsibility that will last a lifetime.
Each of our checking accounts offers Early Payday. Set up direct deposit into your AOCU checking account and you're eligible to receive your money up to 2-3 days early1. At Advantage One, we believe more checking account options help you find exactly what you want. That's why we offer four different choices.
Reviews (9)
Tyler Maul
Tyler Maul
Jan 05, 2022
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Generally a good place to do finance. I have used them for many years but the attitude I received today from your teller at the desk was completely unacceptable. I have asked a question that I usually get a pretty solid answer from every other time. Today, that question was not answered. To avoid argument, I just accepted the answer I was given but did not answer the question I was seeking.
Advantage One. You are a great credit union and I have used you for 10+ years but as time goes on, customer service has been deteriorating.
This occurred on January 5th, 2022 at 12:50PM at your front desk
Richard Marrowbey
Richard Marrowbey
Dec 22, 2021
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I have been working with Emma and she is the epitome of what you want when dealing with a caring compassionate person who gave me immense help during a not so pleasant time due to the pandemic I hope everyone who works there is as knowledgeable and compassionate as She you have helped the experience thank you
James Murray
James Murray
Oct 31, 2021
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I worked with Erika to get my account set up via email and she was a pleasure to work with. She was very responsive to my emails and extremely knowledgeable. Going into the branch was also a great experience, the credit union was clean and ascetically pleasing. Also, the teller was very helpful in helping me make my first deposit and get my debit card printed.
Cajo Gu
Cajo Gu
Oct 28, 2021
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The staff at every branch of Advantage One is super friendly. They are quick to respond to customers needs and efficient with every transaction. This credit union fills all my banking needs. Thank you, Advantage One !
Kerry Braden Jr
Kerry Braden Jr
Oct 28, 2021
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What a great credit union! From using their well designed app to when going into one of their 3 locations in my area, I always have a rewarding experience. Keep up the good work Advantage One Credit Union!
Tammy Stahl
Tammy Stahl
Oct 25, 2021
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AOCU is amazing! Every employee I have ever dealt with has been friendly knowledgeable and compassionate! I’ve been a member since 1991 and have never had a bad experience! I’ve moved 3 1/2 hours away and still bank with AOCU! If you have no dealt with them, give them a call! One call and you too will see what I mean about how friendly and knowledgeable they are to deal with!! Great job AOCU!
Mark Kuzak
Mark Kuzak
Oct 24, 2021
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Advantage One is THE BEST credit union ever. If you are tired of the accountant like atmosphere of the usual bank, this is where you want to bank. Always personable, kind, concerned, and always wants to help the customer. This seriously is the best CU ever!!!!!!!!
Pamela Syrjala
Pamela Syrjala
Oct 04, 2021
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I have been a member of (AOCU) for 26 years. They have helped me with all my banking needs through the years with cars, mortgages, and multiple loans. With the credit that I have received I was to afford things that my family needed and wanted. Any time I have had to call in I have received pleasant service. I am very grateful for all the help they have giving me. I will continue to be with Advantage One Credit Union.
Sheila Hill
Sheila Hill
Sep 12, 2021
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Highly recommend Advantage One. The entire staff works together to be helpful with all of my concerns. Starting with everyone has pleasant personalities, patient and practice excellent listening skills. Always proving commitment to their members to provide solutions to problems. I actually “ feel” I am part owner of this Credit Union. The only drawback is they do not have business accounts.