North Carolina Life-Health Insurance

The North Carolina Life & Health Insurance Guaranty Association is a statutory entity created in 1974 when the North Carolina legislature enacted the first version of the North Carolina Life & Health Insurance Guaranty Association Act (a link to the Act can be found in the Additional Info section).

In most cases, a guaranty association will continue coverage as long as premiums are paid or cash value exists. It may do this directly or, most often, it may transfer the policy to another insurance company. In any case, policyholders should continue making premium payments to keep their coverage in force.

Below is a list of insurance company insolvencies for which the North Carolina guaranty association has been activated to provide protection to North Carolina policyholders. Please be advised: this list may not include every insolvent insurer that has affected this state's policyholders. You may be able to find additional information at the North Carolina Insurance Department.