IAA Credit Union
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IAA Credit Union
Whether you're purchasing a new home, renovating, or refinancing we've got the loan to make it happen! Search the Site Go When autocomplete results are available use up and down arrows to review and enter to select. This is not an application for mortgage. Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.

If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter. If you're confident in your finances and are ready to apply now, you should complete a full application instead.
Services
We are constantly monitoring credit and debit card transactions to identify and prevent fraud on your account. IAA Credit Union is committed to providing our members the best fraud-fighting tools to strengthen our defenses and help our members take immediate action against fraud.

Should we identify suspicious transactions on your account, we will attempt to contact you about the activity via SMS, phone, or email to determine if a transaction was authorized.Previously, you would have only received a personal call from an agent if fraud was suspected. With our new system, you'll receive an automated call that easily walks you through reviewing suspicious activity on your card.
Plan for unexpected medical costs and receive the advantages of a tax-sheltered savings account! An account designed to be used in conjunction with a high-deductible health plan (HDHP). HSA contributions are used to pay current and future medical expenses. Money in the account is 100% tax-deductible when it is used to pay for qualifying medical expenses.
Access to our High-Rate Platinum Money Market Accounts - Save more on your dollar with Platinum benefits. Platinum Exclusive rates on Loans and Money Market Accounts- Save more on your dollar with D&S benefits. Over 30,000 Free ATMs nationwide & Free ATM Fee reimbursements** - Easy access to your funds.
Monitor all your accounts (at IAACU and other financial institutions) in one convenient location. Stay on track with the IAACU budgeting tool to keep a watchful eye on your spending! It's simple! Sign on, select a payee, enter an amount, set a date and submit! Schedule your bills in just minutes!* Send money to people you know and trust, any time, anywhere, with just their email address, mobile phone number, or account information!
We have partnered with GreenPath Financial Wellness - a free money management and financial education service provider. A GreenPath financial counselor will focus on your concerns and needs to help develop a customized budget and a detailed action plan based on financial goals. A GreenPath counselor will help you prioritize payments, negotiate payment amounts and set up payment schedules with creditors.
Reviews (12)
DeHarra Jones
DeHarra Jones
Jan 10, 2022
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I’ve been a member since I was 17 and I am 22 now, I use to love having a bank account with them until I started asking more questions about money disappearing and not adding up within my account. No one has answers
Yvonne Shields
Yvonne Shields
Dec 04, 2021
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At first I loved this credit union. After, being a member for years this year I am highly disappointed. As I am expecting a new child and a parent to my teenage sister. Seeking a personal loan to move, as I need to expand my household. For certain the credit union wouldn't fail me. Ive had a personal loan with them for years and never late on my payments. The response I got made me realize that I was racially and disgracefully denied without good reason. Noah replied " Unfortunately, I am not able to get an approval. Based on lack of deposit history, Lack of a secured loan, And a recent bankruptcy
Pavel Bee
Pavel Bee
May 03, 2021
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Great people and very nice . Trustworthy bank that will help you with credit card fraud Asap . They got my money back as fast as they could .
Emily Reed
Emily Reed
Jul 09, 2020
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Usually I’m very happy with my service with IAA (I have been a member for years, and my family for many more) but Erica is incredibly rude on the phone each time I have to speak with her, disappointing.
Nico Boyd
Nico Boyd
Jun 13, 2020
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Update: LOVE using this bank. They are willing to answer any questions I have from credit to loans to my account. If your able to bank with them it's recommended from my view. Best bank I've ever used to date!!
I just opened an account here but everyone was so helpful and nice. The woman up front even offered to hold my sleeping 10 month old while I was opening my account. I would recommend this credit union to anyone who is looking to open and account. Well worth it!!
Bill S.
Bill S.
Jan 31, 2020
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Professional staff who provide very courteous and helpful services. Consistent services are encountered each visit.
Mike Seegmiller
Mike Seegmiller
Nov 29, 2019
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Grate popole that realy care about you and banking and verry friendly people too
Desmond Digital Designs & Marketing Consulting
Desmond Digital Designs & Marketing Consulting
Jan 16, 2019
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The service at IAA Credit Union is by far above most banks. The personalization and customer service given to me exceeds my expectations. I was involved in a car accident and received a car loan for a new car in less than one day! I've changed accounts and had great service from Dawn and Kyle! Keep up the good work!
Rj Rj
Rj Rj
Jul 07, 2018
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Great customer service and ability to be mobile with my banking needs. I'm not in Bloomington and that's never been a problem. I highly recommend IAA!
Chris Terven
Chris Terven
Feb 05, 2018
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Great people, great service, as competitive as any bank regarding rates...~!
Jessica M.
Jessica M.
Jul 05, 2017
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They offer grants they do not follow through on. Approved for a home grant 2 months prior to buying a home, then 2 days before closing we are told "Oops". Unprofessional.
Bridget S.
Bridget S.
Sep 26, 2011
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Great experience! Gary Miller is an excellent representative of this credit union. I was done in 4 days with the whole process. Wow..he rocks!