At Riverbend, we never take for granted a client's business. We respect every client, and their goals and dreams, and are honored to have trusting and transparent relationships with so many special people. We want to get to know our clients personally; we want to understand their perspectives on life, finances, and legacy.
Only then will we feel comfortable developing financial strategies to help meet each clients' short- and long- term dreams and goals. We are not interested in having surface-level interactions and only discussing money. The most valuable parts of our business are clients, the relationships with clients, and the trust we earn as we discuss strategies that support our clients' legacies.
Only then will we feel comfortable developing financial strategies to help meet each clients' short- and long- term dreams and goals. We are not interested in having surface-level interactions and only discussing money. The most valuable parts of our business are clients, the relationships with clients, and the trust we earn as we discuss strategies that support our clients' legacies.
Services
Legacy is a powerful word, and can stir up wide-ranging emotions, thoughts, and even definitions. We believe legacies involve much more than deciding upon distribution of assets once you are gone. The best legacies are active and alive today. They are represented by lives being lived well now, which in turn set a strong foundation to deliver lasting impact for years to come.
You may have a clear vision of your legacy or you may have some thoughts that are still percolating. We will dig in with you to think through big aspirations and help outline what it will take to make dreams come true, as well as patiently assist in thinking through details of family and other dynamics.
Risk tolerance is the degree of variability (gain or loss) in an investment return a client is willing to withstand. Understanding your personal tolerance is an important component in investing. We spend time getting to understand our clients' tolerance levels so that a realistic understanding of the ability and willingness to stomach potential swings in the value of investments is identified.
As our clients face situations which require a thoughtful approach, we offer our time and planning resources to bring clarity to what often can seem confusing and emotionally draining. Cash flow planning can manifest itself in retirement distribution planning, debt management, tax planning and estate planning.
As the oldest baby boomers begin to wind through their 60s, one of the biggest concerns may not be outliving income, but outliving good health. For retirees, home health care can cost $50,000 or more per year', and nursing home care can run as high as $80,000 per year. Does your retirement income strategy account for this kind of possibility?
