Credit unions are cooperatives owned by their members. The Deer River Coop Credit Union provides many affordable financial services to its members including share savings accounts, checking accounts, credit and debit cards, CDs, IRAs and a variety of loans. At the Deer River Coop Credit Union you are a person with a face that we recognize, not just a number.
Living and doing business in Deer River has many advantages you will not find in a big business in a big city.
Living and doing business in Deer River has many advantages you will not find in a big business in a big city.
Services
The Deer River Coop Credit Union offers a no fee personal or business share draft (checking) account to its members. There is no minimum balance or per-check fee. Chose to receive your account statements online and save the cost of paper, printing and mailing statements each month. Your accounts at the Deer River Coop Credit Union are insured to at lease $250,000 by the NCUA.
The Deer River Coop Credit Union offers CDs, Certificates of Deposit, at a fixed interest rate for a certain period of time. Cds have a better interest rate than our savings accounts but have a penalty for early withdrawal. We offer a variety of Individual Retirement Accounts to our members including Roth, educational and standard IRAs.
The Deer River Coop Credit Union provides a variety of loans. We offer signature loans as well as collateral loans. You will find our rates very low for home purchase or refinance loans, home improvement loans, new and used car loans, boat or recreational vehicle loans; loans for just about any reason.
Credit unions are cooperatives owned by their members. The Deer River Coop Credit Union has a board of five directors that make the major decisions of the credit union, sets rates and establishes and oversees credit policies. These directors are elected by the members to a three year term at their annual meeting every March.
Avoid paying bills, banking, and shopping on a public computer, or on any device (such as a laptop or mobile phone) over a public wireless network. Think before you click to visit a website or call a number in a suspicious email or phone message-both could be phony. Online scams are inevitable.
Among the most widely known scams is phishing, in which perpetrators try to steal your private information, such as online-account logins and personal financial data, via fake e-mails, websites, and even phone texts.A typical phishing solicitation appears to be from a company or service you trust and possibly already do business with, including a bank, a payment service such as PayPal, or an agency such as the IRS.
Among the most widely known scams is phishing, in which perpetrators try to steal your private information, such as online-account logins and personal financial data, via fake e-mails, websites, and even phone texts.A typical phishing solicitation appears to be from a company or service you trust and possibly already do business with, including a bank, a payment service such as PayPal, or an agency such as the IRS.
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