Whether you prefer to purchase coverage with very little assistance over the internet, or you seek a personal touch from our experienced staff. We can help you. Insurance 360 has over 30 years experience providing one-on-one service to our customers in all 50 states. Let us help you find the right policy. We are experienced, knowledgeable, and professional. That's the Insurance 360 difference.
Services
Since 1983, Scott Harper and the experienced professionals at Insurance 360 have been writing insurance policies base on personal, one-on-one service. With 30+ years and thousands of policies later, Insurance 360 continues to deliver that same sterling service to its online customers.
Based in Austin, Texas, Insurance 360 represents all the major insurance carriers and offers term life, universal life, disability income, long-term care, and survivorship insurance policies.Insurance 360 represents only A.M. Best A++ to A rated insurance companies.
Based in Austin, Texas, Insurance 360 represents all the major insurance carriers and offers term life, universal life, disability income, long-term care, and survivorship insurance policies.Insurance 360 represents only A.M. Best A++ to A rated insurance companies.
Our simple process allows you to get the right insurance at the right price. It all starts with getting a quote by either visiting our "GET A FREE QUOTE" page or calling one of our experienced professionals. Either way you prefer, you can choose the coverage for the correct length of time. We continuously examine the top companies for the best possible rates on the market.
Term Life Insurance is a very simple form of life insurance. Coverage is purchased for a specific time period and usually with a level premium. If the insured dies during the life of the policy, your chosen beneficiary receives the stated value of the policy. The level premium options are generally 10, 15, 20, 25, & 30 years.
Ten times your annual income is a good place to begin. Most families will suffer a financial setback in the event of a "breadwinner's" death. Therefore, companies will allow the working insured to purchase 10 to 20 times their annual income depending on their age. For example, if the insured makes $100,000 a year, they can qualify for a policy between $1,000,000 and $2,000,000 to ensure financial security for your beneficiaries.
Servicing existing policy holders has always been critical to an agency's success. However, in today's age of mass marketing and the faceless world of internet insurance sales, service is more important than ever before. Our agency's 30+ years of experience has proven that clients will buy one, two, and even three policies over their lifetime.
Reviews (2)
John J.
Aug 27, 2017
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Insurance 360 itself is a broker. They set me up with a life insurance company, Reliastar, that operates on line. Reliastar has never sent me a copy of my policy, or even a verification of my policy. I recently needed the face page of my policy for a legal matter. It was difficult to track Reliastar down, as they had changed their name (although not on the monthly deductions from my checking account). When I succeed in finding the company, I spoke to a customer service representative who told me that she would send me a copy of my policy both by email within two hours, and by regular mail
John K.
Aug 25, 2017
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I have been a customer of Insurance 360 for at least the last 12 years. They have "shopped around" for me for 3 10 year term policies. Their agents have always put my interest first. They never relent in regard to their quest to find the best product for their customer at the lowest rate. For example, in the ninth year of my first 10 year term policy, they "shopped around" for the next 10 year policy in order to get the best product, at the lowest price rather than wait the final year when I entered a different age group. Moreover after they had found me the second term policy
