NorthRidge Community Credit Union is a full-service financial institution. We are progressive, family-oriented, and member owned and operated. We offer checking, savings, and youth accounts, auto loans, recreational loans, personal loans, mortgages, home equity lines of credit, business checking, business savings, business loans, investment accounts, insurance, financial advising, budgeting, check cashing, and more.
Online banking and mobile app available! We value educating current members and helping them along their financial journey. Financial wellness is achievable by everyone, and we give our members the tools to get there. We believe in people first, and do not base decisions on credit scores. We are judgement free and believe that your story matters.
Online banking and mobile app available! We value educating current members and helping them along their financial journey. Financial wellness is achievable by everyone, and we give our members the tools to get there. We believe in people first, and do not base decisions on credit scores. We are judgement free and believe that your story matters.
Services
Membership is open to people who live, work, worship or attend school in Lake, St. Louis and Itasca counties. Members' relatives and spouses, along with businesses and legal entities in this area, also can join. If you're close to the border or unsure of whether you're eligible, please call 877-672-2848 and we'll be glad to help.
You will need to provide the NorthRidge routing number (291274085) and your account (member) number. You may need to provide your account suffix which is typically (000) for a savings or (088) for a checking account. This will help ensure your funds go into the desired account. If you only provide your account/member number, all funds will default to your savings account.
Identity theft is the fraudulent use of a person's personal identifying information. A fraud/scam uses deceptive, unlawful or misrepresentative practices to trick you out of money or other financial goods. Learn how to recognize scams, what action to take if you think you are a victim, and how to protect your finances from fraud.
Additional information may also be needed depending on the type of account applied for or opened. Information on existing members/customers may be needed as new or additional products and services are opened if current records are insufficient. The USA Patriot Act requires all financial institutions to maintain records of member/customer identification verification and periodically update this information.
Autumn is coming fast! The air is cooling, and the leaves are already changing. This fall, we are focusing on financial wellness and what that means for you: our members and our communities. A formal definition of financial wellness is that it is the outcome of effectively managing your money and economic life.