M & L Benefit Solutions provides group & individual health insurance plans throughout the state of Florida. Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits. Most Medicare Advantage Plans also offer prescription drug coverage.
Understand the difference between term life and whole life insurance, and learn tips for choosing a good Life Insurance agent. Exchanges (also called "marketplaces") are online markets where consumers and small businesses can go to shop for health insurance. On these sites, they can compare the available plans and then purchase online.
Understand the difference between term life and whole life insurance, and learn tips for choosing a good Life Insurance agent. Exchanges (also called "marketplaces") are online markets where consumers and small businesses can go to shop for health insurance. On these sites, they can compare the available plans and then purchase online.
Services
M & L Benefit Solutions provides health and life insurance coverage for families and businesses. M & L Benefit Solutions provides group & individual health plans, life insurance, medicare, dental & vision insurance, long & short term disability, accident insurance, long term care, FSAs, HSAs & Cafeteria plans throughout the state of Florida.
The Affordable Care Act puts consumers back in charge of their health care. Under the law, a new "Patient's Bill of Rights" gives the American people the stability and flexibility they need to make informed choices about their health. Ends Pre-Existing Condition Exclusions for Children: Health plans can no longer limit or deny benefits to children under 19 due to a pre-existing condition.
Small employers don't have to offer health insurance to their employees, but employers that do must make it equally available to all employees working 30 hours or more per week (not on a temporary or seasonal basis) and their dependents. In general, insurance companies require at least 75 percent of a small employer's eligible employees to participate in the health plan.
Dental insurance premiums can be more expensive than simply paying out of your own pocket for routine checkups and cleanings. So if you're one of the millions of Americans with no dental coverage, is a policy for your pearly whites worth the cost?
Most dental insurance policies emphasize prevention and diagnostics, typically covering two annual exams and cleanings, plus X-rays and, for children and older adults, fluoride treatments, says Evelyn Ireland, executive director of the National Association of Dental Plans, or NADP.
Most dental insurance policies emphasize prevention and diagnostics, typically covering two annual exams and cleanings, plus X-rays and, for children and older adults, fluoride treatments, says Evelyn Ireland, executive director of the National Association of Dental Plans, or NADP.
We all know that health insurance is something you shouldn't live without - but what about vision care insurance? Your ability to see is surely almost as important as your health. Vision care insurance can be purchased as a group benefit through your employer or as an individual policy. Here's how vision care insurance works.
Reviews (2)
Aaron David
Jul 28, 2020
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Mark Humes is one of the leading insurance agents in the panhandle of Florida. Mark knows a lot about a lot. This means he has a wealth of knowledge, and is extremely innovative in coming up with the best insurance solutions for his customers. Mark has a servants heart, and is always putting his customers first. His business thrives on word of mouth referrals, and he is loved within the Panama City community and beyond. I have had the opportunity to work with Mark in several situations, and I have been so impressed with his consultative and relational approach. I highly endorse Mark and his agency
Toni Arnold
Oct 23, 2017
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Mark and Lisa have provided insurance with a previous employer of mine for several years. They are very thorough and very personable. They explain all of the options available in layman's terms which is very important to me because i have a very difficult time understanding a lot of the wording in the plan booklets that are sent out. They have always been very patient, polite, personable and professional. I would highly recommend them for any individual or company that is in the market for their insurance needs.