With a MidWest America account, you are eligible for Ultimate ID(R), one of the highest quality identity theft protection programs. Earn money for your high school, team, or organization by making everyday purchases with your checking account! Get your free MidWest America affinity Visa(R) debit card at any of our offices today.
Services
MidWest America provides the best financial services possible for our members through every stage of their life. We offer loans at competitive rates and have an assortment of savings and checking products available. MidWest America currently operates 17 full-service offices, with 13 in northeast Indiana; 2 in eastern Illinois; and 2 in southwestern Kentucky.
Account for paying or reimbursing qualified medical expenses of the account owner, his or her spouse, and dependents. Monthly, a fee will be assessed to accounts that maintain an average aggregate balance of less than $500 for the previous two months.
This fee will be waived if the checking account has 5 or more financial transactions (fee withdrawals or dividends are not considered financial transactions) during the month, there is an open loan, or the account belongs to a minor (less than age 18).The credit union offers both Single and Family HSA accounts.
This fee will be waived if the checking account has 5 or more financial transactions (fee withdrawals or dividends are not considered financial transactions) during the month, there is an open loan, or the account belongs to a minor (less than age 18).The credit union offers both Single and Family HSA accounts.
You are never too young to learn the importance of saving money. To help you do that, MidWest America is proud to offer Growing Up MidWest Youth Savings accounts that will grow with your child. Open a new account in your child's name with a $5 deposit into savings and a $1 opening deposit into the Youth Savings and start earning premium dividends on the first $500.00.
The Patriots Club is a special program designed for members of MidWest America Federal Credit Union who are 50 years of age and older and regularly use the services of MidWest America. 1 free individual check order per year (limited styles available) for members with a Freedom Checking/Reward Checking Account;.
A certificate account earns dividends based on the opening balance and term invested. It allows you to earn higher dividends on larger account balances that are deposited for longer time periods. The minimum balance to open a share certificate is $500.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, the National Credit Union Administration, a U.S. Government Agency, and up to an additional $250,000 by Excess Share Insurance, for a total of $500,000.A Roth IRA is a retirement account where you pay taxes on the money going into your account, then all future withdrawals are tax free.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, the National Credit Union Administration, a U.S. Government Agency, and up to an additional $250,000 by Excess Share Insurance, for a total of $500,000.A Roth IRA is a retirement account where you pay taxes on the money going into your account, then all future withdrawals are tax free.
Reviews (9)
Amari'S. Tv
Aug 29, 2021
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My name is Yasmine Dixie, i’m Blocked from posting another review after the first one i left on your website. but I lost my card over the weekend and money was stolen off of my card and i got a new one and A Lady called me Named Yasmika and She was literally yelling and talking to me disrespectfully ALSO Accused my significant other of stealing my card and money. she also said that they were not going to keep covering me now keep in mind that this is a new account, my first time reporting the theft of a card so how could she keep covering me if it was my first time having my card stolen? saying
Anderson Wesley
May 01, 2021
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Awful banking experience. Their staff is very bad about following up with you. I have been working with Ben and I am assuming he is not measured on his ability to get back to his clients. I have tried numerous times over the last few months to get ahold of him or at least get a call back. I guess I will just keep making payments on my loan, but it should would be great if Midwest offered any kind of customer service.
Rainbow Potofgold
Apr 21, 2021
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Although, I have had some issues regarding the fraudulent control policy. MidWest not having my correct phone number. Made quite a mess of a breakfast for me. The staff however, acted very quickly to help me out of a situation on a decline breakfast payment. I do live out of state now and could easily get a different credit union. I believe Midwest actually cares and they tried their hardest to help.. In this day and age. That alone can be quite difficult to find in any company. Thank you Midwest you are ALL 5 stars.
Stevi Smith
Sep 02, 2020
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The payment notice I received was on May 30 and the payment was due on June 1st. The notice was printed on May 22 and sent thru the mail. They set the customer up for late fees and failure from the beginning. Thankfully I didn't go through them for my bike purchase. I will be talking to my husband about refinancing his loan through someone else.
Bethany DeGrandchamp
Dec 24, 2019
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It blows my mind that there is no way to make a principal-only payment for a car loan. I can’t do it online and so I went to this location and they told me it’s impossible. I questioned this, as an employee at the DuPont location did so for me in the fall. I was informed she was not allowed to do that. So I asked how I can make a principal only payment if they can’t do it at the bank and I can’t do it online and I’ve never once received a statement so I don’t have the ability to mail in a payment. Their response, “if it goes to collections.” ARE YOU FREAKING KIDDING ME?
I’ve
I’ve
Jill Schriver
Nov 14, 2019
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I was HOURS late paying my car payment online - so when I selected to pay the current month the system automatically decided I should pay the following month also and pulled a double payment from my regular bank causing overdraws there. There should be some kind of popup at least telling you that the next months payment is going to be taken even though you didn't request that!
Alexander Lane
Jun 25, 2019
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Didn’t get a bill for first payment for auto loan. Found a welcome letter in the mail and was able to almost create an account—needed to call in to finalize since they wouldn’t allow me to add
My email. It was 3pm mst and they were closed. Got a late fee due to this that they refused to waive l, a $6 pay over the phone fee (what?), and was spoken to very rudely. I could have done more to be proactive on the first payment, but I have never had this bad of an experience with a bank as a new customer.
My email. It was 3pm mst and they were closed. Got a late fee due to this that they refused to waive l, a $6 pay over the phone fee (what?), and was spoken to very rudely. I could have done more to be proactive on the first payment, but I have never had this bad of an experience with a bank as a new customer.
Chris Drummond
Jan 01, 2019
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Worst bank ever they turned my Moms car over to collections after it was wrecked because of letter from tow company . She was a week before dieing and her insurance paid off note but needed title to settle with me for equity and car was left to me in will. Collections manager completely lied and said her insurance had title and after processing would send it. I called her insurance myself since I was her power of attorney and executor of estate. There corporate office did not receive title. Reason I say he lied cause he said he called them and they had it. This is the sleeziest bank I have ever
Steve Fishburn
Aug 29, 2014
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Account was opened for me with an auto loan. When the loan was paid off, it was over paid. Instead of mailing a check, they just deposited the refund into my saving account and began charging me $5/mo. They only send me statements quarterly, so they stole 10 bucks before I even knew it was there. Even Bank of America is more honest than this.
